MLS #S5154692, photo 1
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Overview

5 bd3 ba2,079 sqft2 car garageSingle Family
TypeSingle Family
HOA$310/qtr
Built2023
Lot4,792 sqft
Living area2,079 sqft
Price / sqft$192
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)

MLS #S5154692 is a 2023-built home in Gardens/Waterstone Ph 1, Palm Bay. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,079 square feet of living space. Listed at $399,900 (about $192/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 quarterly.

From the listing

Auction Property. Short Sale. Welcome to 1212 Canfield Circle SE, located in the highly sought-after Gardens at Waterstone community! Built in 2023, this beautifully maintained 5-bedroom, 2.5-bath home offers over 2,000 square feet of thoughtfully designed living space, combining modern finishes with a functional floor plan that's perfect for today's lifestyle. Step inside to an inviting open-concept layout featuring elegant porcelain tile flooring throughout the main living areas, creating a sophisticated look that's both stylish and easy to maintain. The gourmet kitchen is the heart of the home, showcasing stainless steel appliances, abundant cabinetry, a spacious center island with seating, and seamless flow into the dining and family room--ideal for entertaining or everyday living. pstairs, you'll find all five generously sized bedrooms, including a spacious primary suite featuring a large walk-in closet and an en-suite bathroom with dual vanities and an oversized walk-in shower. The additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Enjoy Florida living year-round from the covered, screened lanai overlooking a peaceful backyard with no direct rear neighbors, offering added privacy and tranquil views. Whether you're enjoying your morning coffee or hosting weekend barbecues, this outdoor space is sure to become a favorite. Additional features include a two-car garage, energy-efficient 2023 construction, low quarterly HOA fees, and access to community amenities including a resort-style pool, playground, and barbecue area. Conveniently located near shopping, dining, schools, and major roadways, this home offers easy access to everything Palm Bay has to offer. Don't miss your opportunity to own this move-in-ready home that combines space, comfort, and modern convenience. Schedule your private showing today!

The essentials

Built
2023
Price / sqft
$192
On market
73 days
Annual tax
$4,961
HOA
$310/qtr
Flood zone
X · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
4,792 sqft lot
Lot size
2,079 sqft
Living area

Payment

Est. monthly payment
$2,803/mo
Down payment (20%)
$79,980
Property taxes
$413/mo
HOA
$310/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,792 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
73
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sliding Doors
Playground
Pool
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,961
Parcel #
30 3704-YG-*-54

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gardens/Waterstone Ph 1
County
Brevard
MLS Area
32909 - Palm Bay/Melbourne
Lot Size
4,792 sqft
HOA
$310/qtr
Tim

Price history

Date
Event
Price
7/29/2026
Listed for sale
Source: Stellar MLS #S5154692
$399,900
$192/sqft

Neighborhood

Map unavailable for this listing.

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$397,500 – $399,900
99.5% – 100% of listTops out right at the list price
80% of listList price
41 of the last 65 home closings in 32909 landed at this number or higher (63%). The median one sat 35 days before it went under contract, and this one is on day 73.

Sample: 65 closed home sales in 32909 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,802/mo
Principal & interest$2,086
Property taxes$413
Insurance$200
HOA$103
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$192 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,079 sq ft

Time on market

73 days

Year built

2023

Monthly payment

About $2,803/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,961 annual tax bill, insurance, and the $310/qtr HOA fee.

HOA fee

$310/qtr

Managed by Tim.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byJASON MITCHELL REAL ESTATE FLOListing agent: David HartiganListing data from Stellar MLS, MLS# S5154692.

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