Overview
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About this home
3728 Grappler Cir SE is a 2025-built home in Gardens At Waterstone Phase 3a, Palm Bay. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,525 square feet of living space. Listed at $450,000 (about $178/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275 quarterly.
WHY WAIT TO BUILD WHEN YOU CAN HAVE IT ALL RIGHT NOW? This stunning new-construction home offers the upgrades, space, and incredible lake views you've been waiting for--without the time and uncertainty of building from scratch. Featuring 5 bedrooms, 3 bathrooms, and a large loft, there's plenty of room for the entire family, guests, or a dedicated play space. The open-concept floor plan is designed for easy living and entertaining, highlighted by a chef's kitchen with upgraded finishes and brand-new stainless steel appliances. Step outside to the covered porch and enjoy peaceful lake views, while the fully fenced backyard provides privacy and room to relax or play. Located in desirable community with low HOA dues and a community pool, this home offers an exceptional combination of convenience and value. Easy access to I-95 makes commuting a breeze to Vero Beach, Sebastian, or Melbourne. Move-in ready, beautifully upgraded, and better yet--you don't have to wait to build!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 65 closed home sales in 32909 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$450,000
$178 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,525 sq ft
Time on market
28 days
Year built
2025
Monthly payment
About $2,739/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $903 annual tax bill, insurance, and the $275/qtr HOA fee.
HOA fee
$275/qtr
Managed by EMPIRE MANAGEMENT GROUP.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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