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Overview

3 bd3 ba2,585 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1997
Lot12,871 sqft
Living area2,585 sqft
Price / sqft$358
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboStone CountersWalk-in Closet(s)Window TreatmentsHurricane ShuttersRain Gutters

5018 Captiva CT is a 1997-built home in Punta Gorda Isles Sec 12, Punta Gorda. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,585 square feet of living space. Listed at $925,000 (about $358/sqft), 188 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

PRICE IMPROVEMENT! Time for another look-Waterfront Living at Its Finest in Punta Gorda Isles! This is a must-see property. If you are looking for your waterfront winter-time retreat or a full-time residence, this is the one! Situated just off the rim canal, boating enthusiasts will love the 104’ of seawall. Including a 60’ dock with (35,000#boat lift 2016 by Parr Marine) providing direct sailboat access to Charlotte Harbor and the Gulf—bring your boat and start living the dream. Experience the ultimate Southwest Florida lifestyle in this beautiful, furnished 3-bedroom, office, 3-bath, pool home, perfectly situated on a sailboat-access saltwater canal—no bridges, with direct harbor access through Buckley’s Pass and Ponce Outlet. From the moment you step inside, you’ll appreciate the bright, open layout designed for both everyday living and entertaining. The heart of the home is a stunning, updated kitchen featuring sleek quartz countertops, a gas cooktop, modern cabinetry, and ample space for gathering with family and friends. The split-bedroom floor plan offers privacy and comfort. The second bedroom offers an en-suite which is ideal for guests or multi-generational living. Office/bonus room off of the primary suite offers a dedicated space which has direct access to the patio. Step outside to your private oasis where a sparkling heated pool overlooks the tranquil canal. This outdoor living space is perfect for enjoying morning coffee, sunset cocktails, or watching boats cruise by, capturing the essence of Florida waterfront living. Additional highlights include a new metal roof (2023), impact windows, power roll-down shutter and accordion shutters on the lanai and a power shade awning for additional outdoor enjoyment. The pool enclosure has been re-screened. These updates provide peace of mind, along with the charm and curb appeal that Punta Gorda Isles is known for. Located just minutes from downtown Punta Gorda’s dining, shopping, waterfront parks, and golf, this home offers the perfect balance of relaxation and convenience. This is more than a home—it’s a lifestyle. Schedule your private showing today.

The essentials

Built
1997
Price / sqft
$358
On market
188 days
Annual tax
$8,958
Flood zone
AE
Lot
12,871 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
0.30 acres
Lot size

Payment

Est. monthly payment
$6,033/mo
Down payment (20%)
$185,000
Property taxes
$747/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
12,871 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Gunite, Heated, In Ground, Lighting, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
188
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Stone Counters
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Rain Gutters
Shade Shutter(s)
Sprinkler Metered
Cooktop
Dishwasher
Disposal
Exhaust Fan
Freezer
Gas Water Heater
Microwave
Range
Refrigerator
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,958
Parcel #
412223428004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 12
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
12,871 sqft
Cul-De-Sac

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #C7524689
$925,000-2.6%
$358/sqft
-
Price change
Source: Stellar MLS #C7524689
$950,000-3.6%
$368/sqft
4/12/2026
Listed for sale
Source: Stellar MLS #C7524689
$985,000
$381/sqft

Neighborhood

5018 Captiva CT
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $925,000
$895,000 – $925,000
96.9% – 100% of listTops out right at the list price
80% of listList price
143 of the last 285 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 188 after a $60,000 cut.

Sample: 285 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,033/mo
Principal & interest$4,824
Property taxes$747
Insurance$463
Down payment20% · $185,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$925,000

$358 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,585 sq ft

Time on market

188 days

Year built

1997

Monthly payment

About $6,033/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,958 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ALLIANCE GROUPListing agent: Darren McBeeListing data from Stellar MLS, MLS# C7524689.

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