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Overview

5 bd4 ba2,686 sqft2 car garageSingle Family
TypeSingle Family
HOA$210/yr
Built2026
Lot10,754 sqft
Living area2,686 sqft
Price / sqft$163
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DEEP CREEK
Type
Single Family Residence

True monthly carry

HOA
~$18/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsIN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostat

27281 Puno Dr is a 2026-built home in Deep Creek, Punta Gorda. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,686 square feet of living space. Listed at $438,020 (about $163/sqft), 120 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 annually.

From the listing

Under Construction. Under Construction. Spacious 5-bedroom, 3.5-bath home with a versatile loft and additional storage, designed for comfortable family living. This property offers excellent curb appeal with a welcoming front porch—perfect for relaxing or greeting neighbors. The open-concept floor plan provides an expansive living and dining area ideal for entertaining. The primary suite is conveniently located on the first floor, along with a guest powder room. Upstairs features an oversized 17' x 19' loft, perfect for a media room, game room, or study space, along with four additional bedrooms, two full bathrooms, a laundry room, and a large storage closet. Built by Adams Homes, this property includes a 1/2/10 builder warranty, in-wall pest control system, irrigation system, hurricane shutters, energy-efficient double-pane low-E windows, and a 50-gallon water heater. Interior finishes include granite countertops in the kitchen and bathrooms, ceramic wood-look plank tile flooring in main living and wet areas (no vinyl), 5¼-inch baseboards, bronze fixtures and hardware, LED recessed lighting, and a wired smoke detection system. Located in the desirable Deep Creek community, residents enjoy convenient access to I-75, a public golf course with optional memberships, tennis courts, basketball court, playground, and nearby shopping and dining. The community offers city water and sewer, scenic greenbelts, no CDD fees, and a low annual HOA fee.

The essentials

Built
2026
Price / sqft
$163
On market
171 days
Annual tax
$789
HOA
$210/yr
Flood zone
X · Low risk
Lot
10,754 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
0.25 acres
Lot size
2,686 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,586/mo
Down payment (20%)
$87,604
Property taxes
$66/mo
HOA
$210/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,754 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Ground Level
Days on Market
171
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Lighting
Golf
Playground
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$789
Parcel #
402303381007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Deep Creek
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,754 sqft
GreenbeltLandscapedPaved
HOA
$210/yr
Melissa Costa

Price history

Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #C7525174
$438,020-10.2%
$163/sqft
4/21/2026
Listed for sale
Source: Stellar MLS #C7525174
$488,020
$182/sqft

Neighborhood

27281 Puno Dr
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $438,020
$425,000 – $438,020
97.2% – 100% of listTops out right at the list price
80% of listList price
90 of the last 179 home closings in 33983 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 171 after a $50,000 cut.

Sample: 179 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,587/mo
Principal & interest$2,284
Property taxes$66
Insurance$219
HOA$18
Down payment20% · $87,604
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$438,020

$163 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,686 sq ft

Time on market

171 days

Year built

2026

Monthly payment

About $2,586/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $789 annual tax bill, insurance, and the $210/yr HOA fee.

HOA fee

$210/yr

Managed by Melissa Costa.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTYListing agent: Catia KirschnerListing data from Stellar MLS, MLS# C7525174.

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