19385 Water Oak Dr #301, photo 1
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Overview

3 bd2 ba1,293 sqftCondominium
TypeCondominium
HOANone listed
Built2004
Living area1,293 sqft
Price / sqft$162

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersWalk-in Closet(s)Window Treatments

19385 Water Oak Dr #301 is a 2004-built home in Heritage Oak Park-waterside Club 04 At Heritage, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,293 square feet of living space. Listed at $209,900 (about $162/sqft), 122 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

REDUCED! Rarely available top-floor 3-bedroom, 2-bath condo in the desirable gated Heritage Oak Park! This end unit has extra side windows, making it bright and airy. The screened lanai offers peaceful wooded views along with sights of the clubhouse, pool, and tennis/pickleball courts. The unit is spotless and truly move-in ready, featuring an open floor plan with a spacious great room and dining area that flow into the kitchen. The kitchen boasts tile floors, newer wood cabinet doors with updated knobs and pulls, extended cabinets for storage with a pull-out trash can, granite counters with a Blanco sink, tile backsplash, under-cabinet lighting, stainless appliances, and a water filtration system. There’s an interior laundry with a new 2022 stack washer and dryer. The roomy master suite includes a walk-in closet and an ensuite bath with dual sinks, a walk-in shower, raised panel cabinets, and updated lighting. Additional highlights include split bedrooms for privacy, tile flooring in the kitchen and bathrooms, luxury vinyl flooring throughout the living areas & bedrooms, new window treatments on lanai slider door, a Nest thermostat and ceiling fans throughout. New water heater in 2022, a new roof in 2023, and new carports in 2023. The building has an elevator and BBQ grills for residents. Perfectly located just a short stroll to the large clubhouse, heated pool, sports courts, bocce ball, shuffleboard, fitness room, billiards, and library, plus a walking path around the lake. This is a vibrant community with a full-time activities director, conveniently close to Publix, the YMCA, Charlotte County Library, Port Charlotte Town Center Mall, and plenty of dining options!

The essentials

Built
2004
Price / sqft
$162
On market
140 days
Annual tax
$4,825
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
3 stories · 2004
Community pool
Fitness center too
Assigned parking
1,293 sqft
Living area

Payment

Est. monthly payment
$1,602/mo
Down payment (20%)
$41,980
Property taxes
$402/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2004
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Days on Market
140
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,825
Parcel #
402208602146

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Oak Park-waterside Club 04 At Heritage
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
-
In CountyLandscapedPaved

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #C7526285
$209,900-4.5%
$162/sqft
5/22/2026
Listed for sale
Source: Stellar MLS #C7526285
$219,900
$170/sqft

Neighborhood

19385 Water Oak Dr #301
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $209,900
$202,500 – $209,900
96.1% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 condo closings in Port Charlotte landed at this number or higher (52%). The median one sat 50 days before it went under contract, and this one is on day 140 after a $10,000 cut.

Sample: 21 closed condo sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,602/mo
Principal & interest$1,095
Property taxes$402
Insurance$105
Down payment20% · $41,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$209,900

$162 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,293 sq ft

Time on market

140 days

Year built

2004

Monthly payment

About $1,602/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,825 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Barb Mc HenryListing data from Stellar MLS, MLS# C7526285.

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