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Overview

3 bd3 ba2,748 sqft2 car garageSingle Family
TypeSingle Family
HOA$50/yr
Built1998
Lot11,015 sqft
Living area2,748 sqft
Price / sqft$337
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)High CeilingsOpen FloorplanSolid Surface CountersSplit BedroomThermostat

436 Valletta CT is a 1998-built home in Punta Gorda Isles Sec 15, Punta Gorda. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,748 square feet of living space. Listed at $925,000 (about $337/sqft), 124 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $50 annually.

From the listing

Waterfront Luxury Living with Sailboat Access! Offered fully furnished and truly turn-key, this custom-built 3-bedroom + Office, 2.5-bath waterfront residence is perfectly positioned in one of Punta Gorda’s most sought-after boating communities. Boasting nearly 2,750 square feet of beautifully designed living space, this exceptional home features an oversized 2-car garage measuring 30' x 21' and is ideally situated in a quiet street on a deep-water canal with direct sailboat access to Charlotte Harbor and the Gulf. Designed for the Florida lifestyle, the property offers 96 feet of city-maintained concrete seawall, a spacious 45-foot dock, and a 12,000-pound boat lift—perfect for avid boaters and anglers alike. Step through the impressive glass double entry doors into an elegant Great room floor plan where soaring ceilings, abundant natural light, and panoramic water views create an inviting atmosphere. The expansive living area features custom cabinetry and shelving. A home office with built-in shelving is located adjacent to the living room. It can also be used as an additional guest bedroom. The chef’s kitchen is sure to impress with stainless appliances including a Viking gas range and vent hood, built-in microwave, new refrigerator, wine cooler, center island with prep sink, convenient pull-out pantry drawers, and a breakfast bar ideal for casual dining and entertaining. Adjacent to the kitchen, the dining area is highlighted by a stunning aquarium window and sliding glass doors that seamlessly blend indoor and outdoor living. The spacious primary suite is a private waterfront retreat, offering direct lanai access, tray ceilings, a comfortable sitting area, dual entry walk-in closets with custom built-ins, and a spa-inspired bath complete with dual vanities, a private water closet, linen storage, and an oversized walk-in shower with dual shower heads. Guests will appreciate the thoughtfully designed split-bedroom floor plan. One guest suite features an adjoining 10' x 10' bonus room, perfect for a home office, fitness room, or private sitting area. A second guest bedroom enjoys easy access to a nearby full bath, and also has its own private half bath with convenient pool access. Outdoor living is equally impressive with an oversized screened lanai with a large, heated pool and spa. Totally designed for relaxing or entertaining while taking in the tranquil water views, spectacular sunsets, and peaceful surroundings. Whether enjoying a morning coffee, hosting family and friends, or casting a line from your private dock, this home truly embraces the Southwest Florida waterfront lifestyle. Additional features include a durable metal roof, complete hurricane protection with electric roll-down and accordion shutters, an in-ground propane tank, irrigation system, plantation shutters throughout, and mature landscaping. Located in a beautifully maintained golf and boating community, residents enjoy close proximity to shopping, restaurants, parks, medical facilities, Fishermen’s Village, the historic downtown Punta Gorda district, and endless year-round community events. Optional membership to the nearby Twin Isles Country Club provides optional membership to championship golf, tennis, swimming, and an elegant clubhouse. This exceptional waterfront property offers the perfect blend of luxury, comfort, and the ultimate Florida boating lifestyle. Meticulously maintained with pride in ownership. Schedule your private showing today!

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The essentials

Built
1998
Price / sqft
$337
On market
124 days
Annual tax
$12,239
HOA
$50/yr
Flood zone
AE
Lot
11,015 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Driveway
0.25 acres
Lot size

Payment

Est. monthly payment
$6,310/mo
Down payment (20%)
$185,000
Property taxes
$1,020/mo
HOA
$50/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
11,015 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Oversized
Pool
Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
124
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Open Floorplan
Solid Surface Counters
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Outdoor Shower
Private Mailbox
Rain Gutters
Deed Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$12,239
Parcel #
412329106003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 15
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
11,015 sqft
FloodZoneLandscapedNear Golf CourseOversized LotPaved
HOA
$50/yr
Burnt Store Isles Association

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #C7526794
$925,000-2.1%
$337/sqft
-
Price change
Source: Stellar MLS #C7526794
$945,000-4.1%
$344/sqft
6/9/2026
Listed for sale
Source: Stellar MLS #C7526794
$985,000
$358/sqft

Neighborhood

436 Valletta CT
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $925,000
$895,000 – $925,000
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 275 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 124 after a $60,000 cut.

Sample: 275 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,311/mo
Principal & interest$4,824
Property taxes$1,020
Insurance$463
HOA$4
Down payment20% · $185,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$925,000

$337 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,748 sq ft

Time on market

124 days

Year built

1998

Monthly payment

About $6,310/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,239 annual tax bill, insurance, and the $50/yr HOA fee.

HOA fee

$50/yr

Managed by Burnt Store Isles Association.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byRE/MAX HARBOR REALTYListing agent: Terry MorrisonListing data from Stellar MLS, MLS# C7526794.

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