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Overview

4 bd2 ba2,299 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2013
Lot9,999 sqft
Living area2,299 sqft
Price / sqft$304
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

9276 Miami Cir is a 2013-built home in Port Charlotte Sec 071, Port Charlotte. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,299 square feet of living space. Listed at $700,000 (about $304/sqft), 82 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

COASTAL LUXURY, WATERFRONT VIEWS, AND A BOATER'S DREAM LOCATION! Situated on South Gulf Cove's sought-after SALTWATER CANAL SYSTEM, this beautifully reimagined 3 BEDROOM + DEN/BONUS ROOM, 2 BATHROOM POOL & SPA HOME combines sophisticated upgrades, exceptional outdoor living, and effortless access to the water for the ultimate Florida lifestyle. From the moment you step inside, you'll be greeted by tranquil canal views, abundant natural light, and a spacious floor plan designed for both everyday living and entertaining. Recent improvements throughout the home create a fresh, modern feel, including LUXURY VINYL PLANK FLOORING INSTALLED IN 2025, fresh interior paint, and a long list of upgrades that make this property truly MOVE-IN READY. At the heart of the home is a stunning, redesigned kitchen featuring UPGRADED CABINETRY, ALL-NEW APPLIANCES (2025), an OVERSIZED QUARTZ ISLAND, a multifunction workstation sink, propane-fueled cooking with a pot filler, and an impressive custom pantry complete with extensive shelving and a hidden coffee station. Whether hosting guests or preparing family meals, this space was designed to impress. The versatile floor plan includes a dedicated DEN/BONUS ROOM enhanced by a custom-built LIBRARY WALL WITH ROLLING LADDER, creating the perfect home office, reading room, or flex space. An additional bonus area offers even more possibilities for guests, hobbies, or remote work. The spacious primary suite serves as a private retreat with DIRECT LANAI ACCESS, DUAL WALK-IN CLOSETS, and a beautifully updated ensuite bathroom featuring modern finishes, quartz countertops, and stylish fixtures. Two additional guest bedrooms and an updated guest bathroom provide comfortable accommodations for family and visitors. Step outside to your private backyard oasis where Florida living truly shines. The expansive screened lanai features a HEATED POOL AND ATTACHED SPA, surrounded by peaceful water views. A NEWLY RESCREENED POOL ENCLOSURE enhances the outdoor space, while the COMPOSITE DOCK WITH ELECTRICITY is pre-wired for a future boat lift, making it easy to enjoy life on the water. Additional features include CANAL-FED IRRIGATION, a flagpole, and plenty of room to relax, entertain, and enjoy the beautiful surroundings. For added peace of mind, the home also features a NEW ROOF INSTALLED IN 2023 and an expanded laundry room with utility sink and direct garage access. Located in the desirable WATERFRONT COMMUNITY OF SOUTH GULF COVE, you'll enjoy easy access to boating, fishing, golf courses, shopping, dining, beautiful Gulf beaches, and all that Southwest Florida has to offer. This is a RARE OPPORTUNITY to own a thoughtfully updated waterfront home where luxury, functionality, and coastal living come together seamlessly.

The essentials

Built
2013
Price / sqft
$304
On market
122 days
Annual tax
$7,340
Flood zone
AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
Waterfront
Bay/Harbor
Private pool
Heated
2 car garage
Driveway
9,999 sqft lot
Lot size

Payment

Est. monthly payment
$4,613/mo
Down payment (20%)
$140,000
Property taxes
$612/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
9,999 sqft
Cooling
Central Air
Heating
Central, Electric, Propane
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
Waterfront
Bay/Harbor, Canal - Saltwater, Canal Front, Gulf/Ocean, Intracoastal Waterway
Days on Market
122
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Lighting
Private Mailbox
Rain Gutters
Bar Fridge
Convection Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range Hood
Refrigerator
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$7,340
Parcel #
412121332011

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 071
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft

Price history

Date
Event
Price
6/27/2026
Price change
Source: Stellar MLS #C7526946
$700,000-2.6%
$304/sqft
6/10/2026
Listed for sale
Source: Stellar MLS #C7526946
$719,000
$313/sqft

Neighborhood

9276 Miami Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $700,000
$670,000 – $700,000
95.7% – 100% of listTops out right at the list price
80% of listList price
231 of the last 457 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 122 after a $19,000 cut.

Sample: 457 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,612/mo
Principal & interest$3,651
Property taxes$612
Insurance$350
Down payment20% · $140,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$700,000

$304 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,299 sq ft

Time on market

122 days

Year built

2013

Monthly payment

About $4,613/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,340 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byGRANT TEAM REAL ESTATE, LLCListing agent: Christopher GrantListing data from Stellar MLS, MLS# C7526946.

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