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Overview

3 bd2 ba1,972 sqft2 car garageSingle Family
TypeSingle Family
HOA$210/yr
Built1990
Lot9,599 sqft
Living area1,972 sqft
Price / sqft$210
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit Bedroom

26550 Valparaiso Dr is a 1990-built home in Punta Gorda Isles Sec 20, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,972 square feet of living space. Listed at $415,000 (about $210/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 annually.

From the listing

Welcome to this beautiful, updated 3-bedroom, 2-bathroom, 2-car garage pool home in the highly desirable Deep Creek community! Situated on a quiet street, this home offers privacy, comfort, and the perfect Florida lifestyle. Inside, you'll find soaring cathedral ceilings and a bright, open floor plan with formal living and dining areas featuring pocketing sliding glass doors that open to the spacious screened lanai and pool. The kitchen boasts granite countertops, a center island, breakfast bar, skylight, newer appliances (2026), and a sunny dinette, while the adjoining family room provides additional living space. The split-bedroom floor plan offers a private primary suite with lanai access, dual walk-in closets, and an ensuite bath with dual vanities, garden tub, and tiled walk-in shower. Two guest bedrooms feature updated flooring and updated walk-in closets, with the guest bath providing convenient pool access. Enjoy outdoor living on the expansive screened lanai overlooking the sparkling pool, fenced back yard, mature landscaping, and a tranquil greenbelt. Major updates include, NEW roof (2023), Hurricane Accordion Shutters (2022), Fresh interior and exterior paint (2024), New Water Heater (2025), and New Appliances (2026). Conveniently located just minutes from I-75, US-41, shopping, dining, golf, parks, Fisherman's Village, Ponce de Leon Park, and the Gulf beaches. Move-in ready. Schedule your private showing today!

The essentials

Built
1990
Price / sqft
$210
On market
66 days
Annual tax
$5,492
HOA
$210/yr
Flood zone
X · Low risk
Lot
9,599 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Private pool
Gunite
2 car garage
Driveway
9,599 sqft lot
Lot size
1,972 sqft
Living area

Payment

Est. monthly payment
$2,847/mo
Down payment (20%)
$83,000
Property taxes
$458/mo
HOA
$210/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
9,599 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Pool
Gunite, Screen Enclosure, Tile
Days on Market
66
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Rain Gutters
Deed Restrictions
Playground
Dishwasher
Electric Water Heater
Range
Refrigerator
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,492
Parcel #
402304230005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 20
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,599 sqft
GreenbeltLandscapedLevelNear Golf CourseStreet Dead-EndPaved
HOA
$210/yr
Deep Creek Sec 20 POA

Price history

Date
Event
Price
8/5/2026
Listed for sale
Source: Stellar MLS #C7529241
$415,000
$210/sqft

Neighborhood

26550 Valparaiso Dr
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $415,000
$402,500 – $415,000
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 66.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,847/mo
Principal & interest$2,164
Property taxes$458
Insurance$208
HOA$18
Down payment20% · $83,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$415,000

$210 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,972 sq ft

Time on market

66 days

Year built

1990

Monthly payment

About $2,847/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,492 annual tax bill, insurance, and the $210/yr HOA fee.

HOA fee

$210/yr

Managed by Deep Creek Sec 20 POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byRE/MAX PALM REALTYListing agent: David ConklinListing data from Stellar MLS, MLS# C7529241.

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