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Overview

3 bd2 ba2,866 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1994
Lot10,734 sqft
Living area2,866 sqft
Price / sqft$347
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Central VaccumHigh CeilingsKitchen/Family Room ComboOpen FloorplanSplit Bedroom

2819 Deborah Dr is a 1994-built home in Punta Gorda Isles Sec 12, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,866 square feet of living space. Listed at $995,000 (about $347/sqft), 44 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

CALLING ALL BOATERS! PGI WATERFRONT HOME W/111 FT OF SEAWALL, A PERIMETER CANAL VIEW & QUICK SAILBOAT ACCESS - This bright & spacious, 3 bed/2 bath waterfront home with **NEW ROOF** in Punta Gorda Isles puts the Florida boating lifestyle right outside your back door. Located just off the perimeter canal, the property offers a great water view w/boats passing by throughout the day plus a concrete dock & boat lift. The open floor plan includes a formal living room & dining room, separate family room w/electric fireplace & a centrally located gourmet kitchen. Soaring cathedral ceilings add to the spacious feel while tile flooring runs throughout the main living areas. Other architectural details include decorative plant shelves & a built-in entertainment center in the family room. Sliding glass doors line the back of the home, opening to the lanai from the living room, breakfast area, family room & master suite. Open the sliders & let the lanai become part of the living space while enjoying the pool & canal views beyond. The kitchen features exotic granite counters, a center island, breakfast bar & stainless steel appliances including TWO built-in convection ovens. A pantry & built-in recipe desk provide additional storage & workspace. There is plenty of room to entertain between the formal dining room, breakfast area & outdoor living space. The master suite is more than just a bedroom w/two walk-in closets, private access to the lanai & a HUGE adjoining office featuring a wall-to-wall built-in desk. The en-suite master bath has dual sinks, a jetted garden tub & glass-block shower. Two large guest bedrooms are located on the opposite side of the home creating privacy for owners & guests alike. The oversized lanai is where this home really shines, taking full advantage of the spectacular canal view. A summer kitchen, in-ground heated pool & attached spa provide plenty of reasons to spend your days outside. Swim, entertain or simply relax under the covered lanai while watching boats make their way along the perimeter canal. Tropical landscaping surrounds the home adding privacy & color to the outdoor setting. The concrete dock w/10,000 lb boat lift along the 111ft of city-maintained seawall is only steps from the pool. Water & electric hook-ups are available dockside. Keep your boat in your backyard & set off on your latest adventure whenever the mood strikes. Recent updates include NEW ROOF (2023), NEW A/C (2025) & HURRICANE SHUTTERS (2019). Other amenities include central vacuum, an attached, oversized two-car garage w/workshop bump out plus brick pavers on the driveway, walkways & lanai. FURNITURE IS NEGOTIABLE! Make an appointment today & start living your Florida dream!

The essentials

Built
1994
Price / sqft
$347
On market
64 days
Annual tax
$11,294
Flood zone
AE
Lot
10,734 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Garage Door Opener
0.25 acres
Lot size

Payment

Est. monthly payment
$6,628/mo
Down payment (20%)
$199,000
Property taxes
$941/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
10,734 sqft
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
Garage Door Opener, Oversized
Pool
Gunite, Heated, In Ground, Other, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
64
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Lighting
Outdoor Kitchen
Rain Gutters
Golf
Special Community Restrictions
Bar Fridge
Built-in Oven
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Refrigerator
Washer
Wine Refrigerator
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$11,294
Parcel #
412214361002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 12
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
10,734 sqft
FloodZoneCity LimitsNear Golf CoursePaved

Price history

Date
Event
Price
8/6/2026
Listed for sale
Source: Stellar MLS #C7529277
$995,000
$347/sqft

Neighborhood

2819 Deborah Dr
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $995,000
$965,000 – $995,000
96.9% – 100% of listTops out right at the list price
80% of listList price
136 of the last 271 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 64.

Sample: 271 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,628/mo
Principal & interest$5,189
Property taxes$941
Insurance$498
Down payment20% · $199,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$995,000

$347 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,866 sq ft

Time on market

64 days

Year built

1994

Monthly payment

About $6,628/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,294 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Have another question?

Brokered byRE/MAX HARBOR REALTYListing agent: Luke AndreaeListing data from Stellar MLS, MLS# C7529277.

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