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Overview

3 bd2 ba2,197 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot9,790 sqft
Living area2,197 sqft
Price / sqft$341
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Hurricane Shutters

2718 Saint Thomas Dr is a 1985-built home in Punta Gorda Isles Sec 12, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,197 square feet of living space. Listed at $748,400 (about $341/sqft), 49 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

SAILBOAT WATERFRONT LIVING IN HIGHLY SOUGHT-AFTER PUNTA GORDA ISLES, WITH FAST ACCESS TO CHARLOTTE HARBOR, PRIVATE POOL, CONCRETE DOCK AND 10,000-LB BOAT LIFT. There is something special about living where the water becomes part of everyday life. Begin your morning on the lanai with a glass of iced sweet tea as the canal quietly comes to life beyond the pool. When the mood strikes, lower the boat from your own backyard and within approximately 13 minutes you can be out on Charlotte Harbor, with Southwest Florida’s incredible boating, sailing, fishing and Gulf waters waiting beyond. Thoughtfully renovated and filled with natural light, this 3-bedroom plus den/office /bonus room, 2-bath home with 2-car garage offers approximately 2,197 square feet of comfortable Florida living. The updated kitchen features quartz countertops, custom cabinetry, newer stainless-steel appliances and generous workspace, opening into bright living areas with luxury vinyl plank flooring and an easy flow for everyday living or entertaining. Both bathrooms have been beautifully updated, while fresh interior paint enhances the relaxed coastal feel throughout. Outside is where the laid-back Southwest Florida waterfront lifestyle truly takes over. The expansive screened lanai and sparkling private pool overlook approximately 83 feet of saltwater canal frontage, creating a wonderful setting for swimming, dining with friends, reading beside the water or simply doing absolutely nothing at all. For boaters, the concrete dock and 10,000-lb lift puts the water literally in your backyard. With sailboat access and no fixed bridges standing between you and Charlotte Harbor, spontaneous days on the water become wonderfully easy. The property also benefits from PGI’s exceptional City-maintained concrete seawall program, an uncommon advantage that helps distinguish waterfront ownership in this beloved boating community. Major improvements include PEX plumbing in 2024, electrical updates in 2022, boat lift in 2021 and HVAC in 2019, per seller. Hurricane shutters are also in place. And although your own backyard may make it difficult to leave home, some of Punta Gorda’s most loved destinations are nearby. Fishermen’s Village, marinas, parks, live entertainment and historic downtown Punta Gorda are all within easy reach. Downtown’s award-winning restaurant scene has earned national recognition, making dinner out part of the Punta Gorda lifestyle rather than simply another night out. Among its standouts is The Perfect Caper, where Chef Jeanie Roland has earned multiple James Beard Foundation nominations and Florida Trend Golden Spoon awards—and even defeated Bobby Flay on Food Network. Nearby Ponce de Leon Park offers another beautiful way to enjoy Charlotte Harbor, with its boardwalk, fishing piers, harbor views and small man-made sugary-sand beach. Tucked into the mangroves at the park is the beloved Peace River Wildlife Center, where visitors can see rescued and non-releasable native Florida wildlife. Iced sweet tea on the lanai. A quick boat ride onto Charlotte Harbor. An afternoon floating in the pool. Dinner along Punta Gorda’s award-winning downtown restaurant scene. A quiet evening beside the water as the last light settles across the canal. This is the laid-back Southwest Florida waterfront lifestyle people dream about. It is time to stop dreaming and make your Southwest Florida sunshine days a reality.

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The essentials

Built
1985
Price / sqft
$341
On market
49 days
Annual tax
$10,184
Flood zone
AE
Lot
9,790 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
Waterfront
Canal - Saltwater
Private pool
Gunite
2 car garage
9,790 sqft lot
Lot size

Payment

Est. monthly payment
$5,126/mo
Down payment (20%)
$149,680
Property taxes
$849/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
9,790 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
49
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Hurricane Shutters
Deed Restrictions
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$10,184
Parcel #
412214305016

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 12
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
9,790 sqft
FloodZoneLandscapedLevelPaved

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #C7530007
$748,400-0.1%
$341/sqft
8/23/2026
Listed for sale
Source: Stellar MLS #C7530007
$749,400
$341/sqft

Neighborhood

2718 Saint Thomas Dr
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $748,400
$725,000 – $748,400
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 275 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 49 after a $1,000 cut.

Sample: 275 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,126/mo
Principal & interest$3,903
Property taxes$849
Insurance$374
Down payment20% · $149,680
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$748,400

$341 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,197 sq ft

Time on market

49 days

Year built

1985

Monthly payment

About $5,126/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,184 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Lesley BartonListing data from Stellar MLS, MLS# C7530007.

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