29528 Polk Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot108,900 sqft

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About this home

29528 Polk Dr is a home in Charlote Ranchettes 511 & 512, Punta Gorda. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Build your Florida dream in the desirable Charlotte Ranchettes! This 2.5-acre parcel offers the perfect amount of space to spread out while still being easy to maintain. With no HOA and an ag-friendly setting, there’s plenty of room for animals, a garden, outdoor toys, and more. Both conventional homes and modular homes are allowed, giving you flexibility when planning your future property. Even better, the parcel is located outside of a designated flood zone. Whether you’re ready to build, create your own mini homestead, or invest for the future, this property offers plenty of possibilities in a sought-after area. Bring your vision and make it yours!

The essentials

On market
24 days
Annual tax
$1,008
Flood zone
X · Low risk
Lot
108,900 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$884/mo
Down payment (20%)
$28,000
Property taxes
$84/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
108,900 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
24
Flood Zone X
Annual Tax (2025)
$1,008
Parcel #
412312476024

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Charlote Ranchettes 511 & 512
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
108,900 sqft

Price history

Date
Event
Price
9/15/2026
Listed for sale
Source: Stellar MLS #C7530747
$140,000

Neighborhood

29528 Polk Dr
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Calculator

Est. monthly payment
$884/mo
Principal & interest$730
Property taxes$84
Insurance$70
Down payment20% · $28,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$140,000

Time on market

24 days

Monthly payment

About $884/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,008 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byHAROLD T. GOFFE, REALTOR INC.Listing agent: Katie GoffeListing data from Stellar MLS, MLS# C7530747.

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