3205 Rock Creek Dr, photo 1
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Overview

4 bd2 ba2,052 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot10,004 sqft
Living area2,052 sqft
Price / sqft$280
Garage3 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsStone CountersWalk-in Closet(s)LightingRain GuttersDishwasher

3205 Rock Creek Dr is a 2005-built home in Port Charlotte 08, Port Charlotte. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,052 square feet of living space. Listed at $574,000 (about $280/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to your own tropical waterfront oasis at 3205 Rock Creek Dr! This beautifully updated 4-bedroom, 2-bath home offers just under 2,100 square feet of comfortable living space, a THREE-CAR GARAGE, and an incredible saltwater Gulf-access waterfront lifestyle. Situated on a saltwater canal with less than 2 miles to open water, this property is truly built for enjoying everything Florida waterfront living has to offer. Step outside and you’ll find a heated pool and screened-in lanai overlooking the water, along with a 35-foot dock equipped with water and electricity and a 10,000-pound boat lift—perfect for boating, fishing, or simply relaxing by the water. Inside, the home welcomes you with an inviting split-bedroom floor plan, abundant natural light, cathedral ceilings, stainless steel appliances, a formal dining area, and a convenient interior laundry room. The spacious primary suite features a beautifully appointed bathroom with a Roman shower and relaxing soaking tub, while newer plantation shutters add an elegant finishing touch throughout the home. And the Florida lifestyle doesn’t stop at the water’s edge. Imagine spending your days poolside, watching the boats cruise by and enjoying the abundant wildlife from your own private retreat. Mature avocado, mango, lemon, and fig trees add to the tropical feel and make the outdoor space even more special. Be sure to explore the included 3D virtual tour and floor plan for an immersive first look at this exceptional property. Located on a quiet stretch of Rock Creek Dr in a desirable Port Charlotte neighborhood, you’ll enjoy a peaceful waterfront setting while remaining conveniently close to shopping, dining, entertainment, beaches, and everything Southwest Florida has to offer. If you’ve been dreaming of a home where boating, relaxation, and the Florida lifestyle come together, this one deserves a spot at the top of your list. Schedule your private showing today!

The essentials

Built
2005
Price / sqft
$280
On market
10 days
Annual tax
$7,349
Flood zone
AE
Lot
10,004 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Canal - Saltwater
Private pool
Heated
3 car garage
10,004 sqft lot
Lot size

Payment

Est. monthly payment
$3,893/mo
Down payment (20%)
$114,800
Property taxes
$612/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
10,004 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Gunite, Heated, In Ground, Lighting
Waterfront
Canal - Saltwater
Days on Market
10
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Stone Counters
Walk-in Closet(s)
Lighting
Rain Gutters
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$7,349
Parcel #
402220153010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte 08
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
10,004 sqft

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #C7531356
$574,000
$280/sqft

Neighborhood

3205 Rock Creek Dr
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $574,000
$560,000 – $574,000
97.5% – 100% of listTops out right at the list price
80% of listList price
108 of the last 214 home closings in 33948 landed at this number or higher (50%). The median one sat 61 days before it went under contract, and this one is on day 10.

Sample: 214 closed home sales in 33948 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,893/mo
Principal & interest$2,994
Property taxes$612
Insurance$287
Down payment20% · $114,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$574,000

$280 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,052 sq ft

Time on market

10 days

Year built

2005

Monthly payment

About $3,893/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,349 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKW PEACE RIVER PARTNERSListing agent: Chris PizzolatoListing data from Stellar MLS, MLS# C7531356.

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