4000 Bal Harbor Blvd #517, photo 1
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Overview

3 bd2 ba1,682 sqftCondominium
TypeCondominium
Condo dues$563/mo
Built1989
Living area1,682 sqft
Price / sqft$256

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanStone CountersThermostatWalk-in Closet(s)SidewalkBuyer Approval RequiredCommunity MailboxDeed Restrictions

4000 Bal Harbor Blvd #517 is a 1989-built home in Spinnaker Point Ph 05 Bldg 05, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,682 square feet of living space. Listed at $430,000 (about $256/sqft), 10 days on market. Flood zone 9AE - confirm flood insurance requirements with your lender. Condo dues run $563 monthly.

From the listing

Welcome to your dream waterfront retreat at Spinnaker Point. This spacious 3 bedroom, 2 bathroom ground level end unit condominium with southern rear exposure is located in Punta Gorda Isles known for its 45 miles of navigable canals and perfect coastal living. Unit 517 features include: Large two door storage closet on lanai with hand painted sailing mural, new luxury vinyl plank flooring in living areas, new carpet in primary bedroom suite, updated kitchen including granite counters, new refrigerator with ice and water dispenser and refinished cabinets. AC replaced Nov 2023. Freshly painted interior, new wood blinds in living room, hurricane grade windows throughout, easy to operate accordion style storm shutters, new ceiling fan in third bedroom with three types of LED lighting, flush mount LED ceiling lights in main hallway, new chandelier in dining room. With its prime location, you'll experience the perfect blend of serenity and convenience. As you step into this fully furnished condo, you'll be immediately captivated by the water view. Watch boats from the comfort of your private lanai. This well-appointed condo offers three bedrooms and two full bathrooms, providing space for relaxation and entertaining guests. With an open floor plan, the living and dining areas flow seamlessly, creating a welcoming atmosphere. The open kitchen with upgraded appliance package, plenty of cabinet space and a breakfast bar is perfect for the aspiring home chef or a quick morning coffee. The primary bedroom suite features en-suite bathroom and a large walk-in closet. The two guest bedrooms are very spacious, each with their own large closet providing plenty of room for your guests. The third bedroom is perfect for a home office, den or a craft room. Interior laundry room for added convenience features a washer and dryer, cabinets and closet space. You can take comfort in knowing that you can weather storms with storm protection with the highest-grade storm windows throughout. The lanai can be used year-round with its removable vinyl track windows, which help to keep it clean and free from rain while keeping the room cool. The community provides residents with access to a range of amenities, including two new pickle ball courts, tennis court, heated swimming pool with an ice machine. Community offers boat slips for power or sailboats up to 30ft, included in fees on first come first serve basis, less than ten minutes to Charlotte Harbor by boat. Plenty of car parking with one assigned parking space for each unit and open guest parking. All buildings within the community had new roof installed in 2023. Water enthusiasts will revel in the opportunity to access a boat dock, allowing you to set sail right from your doorstep into the waters of Charlotte Harbor which exits out to the Gulf of Mexico. You’ll be about five minutes to Ponce De Leon Park with glorious sunsets. Punta Gorda is renowned for Fishermen’s Village, a short drive away offering a variety of restaurants, shops and attractions. Enjoy the convenience of downtown, Golf, nearby schools, parks and easy access to major highways. This rarely available, 3-bedroom corner/end unit condo with 1682 total square feet under air also includes an additional Lanai with 232 square feet. Don’t miss this opportunity to own a piece of paradise in Punta Gorda Isles. This waterfront, fully furnished condo is ready to move in without any work at all and offers the perfect blend of space, comfort and views.

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The essentials

Built
1989
Price / sqft
$256
On market
10 days
Annual tax
$3,381
Condo dues
$563/mo
Flood zone
9AE
Type
Condominium

At a glance

Condo
Built 1989
Waterfront
Canal - Saltwater
Community pool
Shared amenity
Assigned parking
1,682 sqft
Living area

Payment

Est. monthly payment
$3,303/mo
Down payment (20%)
$86,000
Property taxes
$282/mo
Condo dues
$563/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1989
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest, Open
Waterfront
Canal - Saltwater
Days on Market
10
Open Floorplan
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Buyer Approval Required
Community Mailbox
Deed Restrictions
Pool
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone 9AE
Annual Tax (2025)
$3,381
Parcel #
412224726066

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spinnaker Point Ph 05 Bldg 05
County
Charlotte
MLS Area
33950 - Punta Gorda
Near Golf CoursePaved
Condo dues
$563/mo
Gateway

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #C7531539
$430,000
$256/sqft

Neighborhood

4000 Bal Harbor Blvd #517
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $430,000
$415,000 – $430,000
96.7% – 100% of listTops out right at the list price
80% of listList price
48 of the last 94 condo closings in 33950 landed at this number or higher (51%). The median one sat 72 days before it went under contract, and this one is on day 10.

Sample: 94 closed condo sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,302/mo
Principal & interest$2,243
Property taxes$282
Insurance$215
HOA$563
Down payment20% · $86,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$430,000

$256 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,682 sq ft

Time on market

10 days

Year built

1989

Monthly payment

About $3,303/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,381 annual tax bill, insurance, and $563/mo in condo dues.

Condo dues

$563/mo

Managed by Gateway.

Flood zone

Zone 9AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byRE/MAX PALM REALTYListing agent: Shauna PlattListing data from Stellar MLS, MLS# C7531539.

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