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Overview

3 bd2 ba2,020 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1972
Lot17,781 sqft
Living area2,020 sqft
Price / sqft$297
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Solid Wood CabinetsSliding DoorsDishwasherMicrowaveRangeRefrigerator

105 Cousley Dr SE is a 1972-built home in Port Charlotte Sec 040, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,020 square feet of living space. Listed at $599,999 (about $297/sqft), 221 days on market. Flood zone 9AE - confirm flood insurance requirements with your lender.

From the listing

Waterfront Paradise Just Minutes from Charlotte Harbor. Welcome to your dream retreat on sailwater, just five minutes from the open waters of Charlotte Harbor. This beautifully designed three-bedroom, two-bath home offers over 2,000 sq. ft. of living space and a total of 3,168 sq. ft., blending comfort, style, and coastal charm.From the moment you arrive, you’ll appreciate the large basin turn-around at the canal entrance—an exceptional feature that makes boating access smooth and effortless. Inside, the home showcases a thoughtful, open layout with a family room, dining area, and living room, all designed for both relaxed living and easy entertaining. The eat-in breakfast bar, solid countertops throughout, and a walk-in pantry enhance the home’s functionality and appeal. Step outside to the expansive screened pool area overlooking the Morgan Waterway, where serene views and coastal breezes create the perfect backdrop for outdoor living. With 134 feet of waterfront, a seawall, and three private docks, this property is truly a boater’s paradise. Additional upgrades include a durable metal roof, solar panels for electricity, solar hot water, and solar pool heating, offering exceptional energy efficiency and long-term savings. The home is also equipped with fiber-optic internet, ideal for remote work, streaming, or smart-home connectivity. For buyers seeking convenience, the home can be sold fully furnished, making it an effortless turn-key opportunity.

The essentials

Built
1972
Price / sqft
$297
On market
298 days
Annual tax
$6,673
Flood zone
9AE
Lot
17,781 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
Waterfront
Canal - Saltwater
Private pool
Gunite
2 car garage
0.41 acres
Lot size

Payment

Est. monthly payment
$3,985/mo
Down payment (20%)
$120,000
Property taxes
$556/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
17,781 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite
Waterfront
Canal - Saltwater
Days on Market
298
Ceiling Fans(s)
Solid Wood Cabinets
Sliding Doors
Dishwasher
Microwave
Range
Refrigerator
Elementary
Peace River Elementary
Middle
Port Charlotte Middle
High
Babcock Neighborhood

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone 9AE
Annual Tax (2025)
$6,673
Parcel #
402227402016

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 040
County
Charlotte
MLS Area
33952 - Port Charlotte
Lot Size
17,781 sqft
In CountyOversized LotPaved

Price history

Date
Event
Price
7/24/2026
Price change
Source: Stellar MLS #D6144973
$599,999
$297/sqft
-
Price change
Source: Stellar MLS #D6144973
$600,000-7.7%
$297/sqft
12/15/2025
Listed for sale
Source: Stellar MLS #D6144973
$650,000
$322/sqft

Neighborhood

105 Cousley Dr SE
Port Charlotte, FL, 33952 · 33952 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $599,999
$590,000 – $599,999
98.4% – 100% of listTops out right at the list price
80% of listList price
157 of the last 312 home closings in 33952 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 298 after a $50,001 cut.

Sample: 312 closed home sales in 33952 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,985/mo
Principal & interest$3,129
Property taxes$556
Insurance$300
Down payment20% · $120,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,999

$297 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,020 sq ft

Time on market

298 days

Year built

1972

Monthly payment

About $3,985/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,673 annual tax bill, insurance.

Flood zone

Zone 9AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Pamela CivitilloListing data from Stellar MLS, MLS# D6144973.

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