13232 Kitchener Ave, photo 1
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Overview

0 baLand
TypeLand
HOA$120/yr
Lot9,999 sqft

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About this home

Deed RestrictionsParkPlaygroundSidewalksWaterfront Complex

13232 Kitchener Ave is a home in Port Charlotte Sec 085, Port Charlotte. Flood zone AE* - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Enjoy expansive lakefront living at 13232 Kitchener Ave in Port Charlotte. This exceptional homesite offers wide, tranquil lake views with boat access leading to the Gulf of America, creating the perfect backdrop for an active yet relaxed coastal lifestyle. County water and sewer are available on site, along with high-speed internet, making it easy to build and enjoy modern conveniences. The community continues to grow with many new homes, while maintaining its appeal through deed restrictions designed to preserve high-quality residences and long-term value. A voluntary HOA of just $120 a year adds to the flexibility and affordability of ownership. The location allows for quick and easy access in and out of the neighborhood, ideal for daily commuting and weekend outings. Conveniently located near Englewood Beach and Boca Grande, this property is close to championship golf courses, world-class fishing, boating, and other outdoor recreation, with good schools nearby. Imagine starting your day with coffee at sunrise overlooking the lake and ending it with cocktails at sunset as the water reflects the evening sky—this is Florida living at its finest.

The essentials

On market
272 days
Annual tax
$1,899
HOA
$120/yr
Flood zone
AE*
Lot
9,999 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
9,999 sqft lot
Lot size

Payment

Est. monthly payment
$883/mo
Down payment (20%)
$25,000
Property taxes
$158/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
9,999 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish, Canal - Saltwater
Days on Market
272
Deed Restrictions
Park
Playground
Sidewalks
Waterfront Complex
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE*
Annual Tax (2025)
$1,899
Parcel #
412129180004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 085
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
In CountyNear MarinaPaved
HOA
$120/yr

Price history

Date
Event
Price
1/12/2026
Listed for sale
Source: Stellar MLS #D6145557
$125,000

Neighborhood

13232 Kitchener Ave
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$883/mo
Principal & interest$652
Property taxes$158
Insurance$63
HOA$10
Down payment20% · $25,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$125,000

Time on market

272 days

Monthly payment

About $883/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,899 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Dennis JohnsonListing data from Stellar MLS, MLS# D6145557.

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