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Overview

4 bd3 ba2,925 sqft3 car garageSingle Family
TypeSingle Family
HOA$816/qtr
Built2020
Lot12,767 sqft
Living area2,925 sqft
Price / sqft$332
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsSolid Wood CabinetsSplit BedroomStone CountersThermostat

15248 Spanish Point Dr is a 2020-built home in Harbor West, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,925 square feet of living space. Listed at $970,000 (about $332/sqft), 100 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $816 quarterly.

From the listing

Experience exclusive waterfront living at Harbor West, a serene, deed-restricted gated community designed for boating and fishing enthusiasts—where golf carts are always welcome! This stunning 2020-built home features 4 bedrooms plus a den and 3 bathrooms, along with a coveted three-car garage with an epoxy-coated floor. Inside, enjoy expansive waterfront views and stylish upgrades like tray ceilings, crown molding, and diagonally set tile flooring. The layout includes a foyer, formal living room, and dining area that are separate from the centrally located kitchen, which opens to the breakfast nook and family room—ideal for both entertaining and privacy. The kitchen has white 42” shaker-style cabinets, granite countertops, a tile backsplash, and a breakfast bar. With an aquarium window and multiple sliding glass doors, the living areas offer breathtaking views of the water. The master bedroom is a true retreat, featuring sliding doors to the pool, a cozy sitting area, tray ceiling, and a spacious walk-in closet, plus an additional reach-in closet. The master bath includes a large dual sink, soaking tub, walk-in shower, and abundant natural light. Guest bedrooms are thoughtfully placed on the opposite side of the home for added privacy. Step outside to a beautiful pool and spa area surrounded by panoramic screens that maximize your views of the waterway. Composite decking leads to the dock, perfect for relaxing with a cocktail or casting a line for a day of fishing. The exterior is beautifully landscaped and includes an irrigation system, a paver driveway, a 2024 tile roof, whole-house impact windows and sliding doors, and a storm smart screen on the lanai. Low HOA fees cover lawn irrigation, grass cutting, tree pruning, and common area maintenance. Leasing is allowed for a minimum of 30 days with HOA approval. Located in a fantastic waterfront area with no bridges, you can easily launch your boat from your dock and spend the day on the Gulf of Mexico enjoying beautiful sandy beaches, world-class fishing, or dining at waterfront restaurants. Prefer to stay on land? You’ll find several golf courses, dining options, and shopping experiences nearby. Don’t let this beautiful Harbor West home pass you by—schedule your showing today!

The essentials

Built
2020
Price / sqft
$332
On market
127 days
Annual tax
$8,663
HOA
$816/qtr
Flood zone
AE
Lot
12,767 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Waterfront
Canal - Brackish
Private pool
Heated
3 car garage
Driveway
0.29 acres
Lot size

Payment

Est. monthly payment
$6,538/mo
Down payment (20%)
$194,000
Property taxes
$722/mo
HOA
$816/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
12,767 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Oversized
Pool
Gunite, Heated, In Ground, Screen Enclosure
Waterfront
Canal - Brackish
Days on Market
127
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - No Guard
Irrigation-reclaimed Water
Sidewalks
Special Community Restrictions
Built-in Oven
Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,663
Parcel #
412109432032

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor West
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
12,767 sqft
In CountyLandscapedNear Golf CourseNear MarinaOversized LotSidewalkPavedPrivate
HOA
$816/qtr
Grande Property Services/Diana Stanislav

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #D6147828
$970,000-2.5%
$332/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #D6147828
$995,000
$340/sqft

Neighborhood

15248 Spanish Point Dr
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $970,000
$930,000 – $970,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 127 after a $25,000 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,538/mo
Principal & interest$5,059
Property taxes$722
Insurance$485
HOA$272
Down payment20% · $194,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$970,000

$332 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,925 sq ft

Time on market

127 days

Year built

2020

Monthly payment

About $6,538/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,663 annual tax bill, insurance, and the $816/qtr HOA fee.

HOA fee

$816/qtr

Managed by Grande Property Services/Diana Stanislav.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ALLIANCE GROUPListing agent: Carla Stiver, PAListing data from Stellar MLS, MLS# D6147828.

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