9181 Lake Dr, photo 1
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Overview

3 bd3 ba3,312 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2001
Lot10,396 sqft
Living area3,312 sqft
Price / sqft$512
Garage2 car

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Saturday, Oct 10 · 1:00 PM to 4:00 PM

About this home

Cathedral Ceiling(s)Ceiling Fans(s)ElevatorHigh CeilingsOpen FloorplanSplit BedroomStone CountersVaulted Ceiling(s)

9181 Lake Dr is a 2001-built home in Pine Cove, Englewood. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,312 square feet of living space. Listed at $1,695,000 (about $512/sqft), 61 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Experience the ultimate in gulf coast living with this beautiful 3-story Key West style home designed to capture a lifestyle defined by sun, water and effortless coastal luxury. Boating enthusiasts will appreciate the impressive waterfront setup complete w/2 covered boat lifts, davits and room for jet skis or skiff, providing effortless access to world-class fishing, sandy beaches, sunset cruises and deep-sea adventures. Enjoy direct canal-front access from this home, providing you quick passage with no bridges to the intercoastal and Gulf waters through Stump Pass. This custom retreat embodies the Florida lifestyle and features expansive living spaces w/vaulted ceilings filled with natural light and multiple decks to enjoy coastal breezes from all 3 levels. At the top, a charming crow’s nest offers a unique flex space perfect for a home office, reading retreat or creative space all enhanced by private deck access with a one-of-a-kind vantage point that offers peek-a-boo views of the intercoastal and is perfect for sunrise coffee or sunset cocktails. Extensively renovated and thoughtfully updated, this exceptional home is a perfect blend of coastal style and everyday functionality. Dual kitchens w/sleek quartz counters and stainless-steel appliances create the perfect setup for hosting or extended families. A split floor plan ensures comfort and privacy, while the elevator adds ease to daily living. The spacious primary suite is a true retreat, featuring sliding glass doors that open to a screened lanai, creating a seamless indoor-outdoor connection. Dual w/i closets provide ample storage, while the luxurious en-suite bath offers a double-sink vanity, relaxing jetted tub, and a private water closet with a large walk-in shower. For added convenience, the suite also includes direct access to the generously sized laundry room. The 2-car garage offers more than just parking; it’s designed for versatility. There’s additional room for a golf cart and includes a dedicated work bench for all your hobbies/projects. There’s no need to run upstairs for anything. The fully air-conditioned recreation space is designed for entertaining, complete with a convenient full bath and well-equipped kitchen featuring a refrigerator, microwave hookup, and dishwasher for easy cleanups. Step outside to your own private resort-style oasis, where a large sport pool offers plenty of room for everyone, along with an outdoor shower and expansive gathering spaces perfect for both lively entertaining and peaceful relaxation. Whether hosting guests or enjoying an evening under the stars, this outdoor space embodies the Florida lifestyle. This extraordinary property delivers the perfect combination of luxury, function and coastal charm-where every day feels like a vacation and the water is always w/i reach. Updates include but are not limited to new kitchens, carpeting, pool cage, composite decking, window treatments, lower bath refresh, Pool heater/Pump/Fascia tile, pool resurfaced, home mechanics, garage doors, boat lift/covers, motors for boat lifts, electrical to davits, most windows and exterior doors. Located in the quiet little enclave of Pine Cove-no HOA or Deed Restriction to hold you back. This home is set on a peaceful No-Through street adjacent to the Bill Coy Preserve offering water views both front and back. Experience nature at its finest w/eagles nesting close by, roseate spoonbills, herons & egrets often sited & manatees and dolphins grace the canal.

The essentials

Built
2001
Price / sqft
$512
On market
61 days
Annual tax
$7,244
Flood zone
AE
Lot
10,396 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Waterfront
Canal - Saltwater
Private pool
Gunite
2 car garage
10,396 sqft lot
Lot size

Payment

Est. monthly payment
$10,291/mo
Down payment (20%)
$339,000
Property taxes
$604/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
10,396 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Gunite, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
61
Cathedral Ceiling(s)
Ceiling Fans(s)
Elevator
High Ceilings
Open Floorplan
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Outdoor Shower
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Vineland Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$7,244
Parcel #
412021184004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Cove
County
Charlotte
MLS Area
34224 - Englewood
Lot Size
10,396 sqft
Street Dead-EndPaved

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #D6148357
$1,695,000-1.7%
$512/sqft
8/10/2026
Listed for sale
Source: Stellar MLS #D6148357
$1,725,000
$521/sqft

Neighborhood

9181 Lake Dr
Englewood, FL, 34224 · 34224 - Englewood

Market insights

Offer Insights

Choose an offer strength

List price: $1,695,000
$1.63M – $1.70M
96.3% – 100% of listTops out right at the list price
80% of listList price
130 of the last 258 home closings in 34224 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 61 after a $30,000 cut.

Sample: 258 closed home sales in 34224 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$10,291/mo
Principal & interest$8,840
Property taxes$604
Insurance$848
Down payment20% · $339,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,695,000

$512 per sq ft

Beds and baths

3 beds, 3 baths

Size

3,312 sq ft

Time on market

61 days

Year built

2001

Monthly payment

About $10,291/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,244 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPARADISE EXCLUSIVE REAL ESTATEListing agent: Julie Kay FitzpatrickListing data from Stellar MLS, MLS# D6148357.

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