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Overview

3 bd2 ba2,100 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot9,609 sqft
Living area2,100 sqft
Price / sqft$183
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsSolid Surface CountersThermostatTray Ceiling(s)Walk-in Closet(s)Window Treatments

520 Liberty St is a 2004-built home in Bay View Manor, Englewood. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,100 square feet of living space. Listed at $384,900 (about $183/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover your ultimate Florida sanctuary located right in the heart of Englewood! Located in a HIGHLY DESIRABLE X FLOOD ZONE and Perfectly positioned just 2 miles from the pristine, sun-drenched shores of Englewood Beach and a mere 1 mile from the vibrant and historic Dearborn Street, this meticulously maintained 2004 pool home combines an unbeatable coastal location with incredible interior versatility. Step inside to an inviting SPACIOUS SPLIT FLOOR PLAN highlighted by airy HIGH CEILINGS and seamless GLASS POCKET SLIDERS that fold completely away to blend indoor living with an incredible outdoor paradise. Designed for flexible modern living, the home features TWO LIVING ROOM SPACES: a formal living area at the front of the home adjacent to the formal dining room, plus a cozy secondary space positioned just beyond the kitchen and overlooking the pool—ideal for a casual den, a playspace for the kids, or a private home office area. The PRIMARY SUITE serves as a true private retreat, complete with sliding glass doors leading right out to the pool, a HUGE WALK-IN CLOSET, and a massive EN-SUITE BATHROOM featuring a relaxing GARDEN TUB, and a separate WALK-IN SHOWER. At the center of the home sits the CHEF-READY KITCHEN, fully equipped with STAINLESS STEEL APPLIANCES, generous counter space, a convenient breakfast bar, and an expansive WALK-IN PANTRY. Two comfortable guest bedrooms feature charming DECORATIVE PLANT SHELVES and accent lighting, sharing a second full bathroom that conveniently doubles as a POOL BATH with direct outdoor access. Enjoy absolute peace of mind with major upgrades already taken care of, featuring a BRAND-NEW POOL RESURFACING (2026), a reliable pool pump (2022), a NEW ROOF (2021), IMPACT WINDOWS and an A/C SYSTEM (2023). Practical features include a large indoor laundry room and an attached TWO-CAR GARAGE. Step outside onto the LARGE COVERED LANAI in the screened pool area, where a BIG SCREEN TV WILL CONVEY WITH THE SALE, creating the ultimate shaded spot for outdoor entertaining while the backyard offers mature trees and privacy. When it comes to location and lifestyle, it simply doesn't get better than this. Spend your mornings browsing local boutiques and eateries on historic Dearborn Street, your afternoons catching breathtaking Gulf sunsets on the beach, and your evenings relaxing by your newly resurfaced private pool. Schedule your exclusive showing today!

The essentials

Built
2004
Price / sqft
$183
On market
18 days
Annual tax
$4,523
Flood zone
X · Low risk
Lot
9,609 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Heated
2 car garage
9,609 sqft lot
Lot size
2,100 sqft
Living area

Payment

Est. monthly payment
$2,576/mo
Down payment (20%)
$76,980
Property taxes
$377/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
9,609 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Heated, In Ground, Screen Enclosure
Days on Market
18
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,523
Parcel #
0854040084

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay View Manor
County
Sarasota
MLS Area
34223 - Englewood
Lot Size
9,609 sqft

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #D6148911
$384,900
$183/sqft

Neighborhood

520 Liberty St
Englewood, FL, 34223 · 34223 - Englewood

Market insights

Offer Insights

Choose an offer strength

List price: $384,900
$367,500 – $384,900
95.6% – 100% of listTops out right at the list price
80% of listList price
121 of the last 241 home closings in 34223 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 18.

Sample: 241 closed home sales in 34223 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,577/mo
Principal & interest$2,007
Property taxes$377
Insurance$192
Down payment20% · $76,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$384,900

$183 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,100 sq ft

Time on market

18 days

Year built

2004

Monthly payment

About $2,576/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,523 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Nicole ManthaListing data from Stellar MLS, MLS# D6148911.

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