110 Magnolia Crossing Pt #1901, photo 1
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Overview

3 bd3 ba1,594 sqft1 car garageCondominium
TypeCondominium
HOA$320/mo
Built2010
Lot9,221 sqft
Living area1,594 sqft
Price / sqft$178
Garage1 car

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About this home

Walk-in Closet(s)Window TreatmentsSidewalkGated Community - No GuardDishwasherDisposalDryerMicrowave

110 Magnolia Crossing Pt #1901 is a 2010-built home in Cottages/Winding Crk, St Augustine. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,594 square feet of living space. Listed at $284,000 (about $178/sqft), 243 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $320 monthly.

From the listing

CORNER UNIT condo in the gated community of Cottages at Winding Creek. Priced below market offering a great opportunity for investors or buyers looking to add value and build equity. BRAND NEW HVAC installed 5/01/26. Long-term rentals in the community are achieving approximately $2,000/month. Welcome to this beautifully maintained 3-bedroom, 2.5-bath corner-unit condo in the gated Cottages at Winding Creek, offering the perfect blend of privacy, convenience, and Florida lifestyle living. Ideally positioned with no rear neighbors and peaceful conservation views, this home provides a rare sense of tranquility while remaining close to everything St. Augustine. As a corner unit, the home enjoys added natural light, extra privacy, and a quieter setting. The main living areas and bedrooms feature laminate wood flooring, creating a clean, cohesive look throughout, while the carpeted staircase adds comfort and warmth between levels. The kitchen is thoughtfully designed with granite countertops, 42-inch cabinetry, and ample storage, opening seamlessly to the living and dining areas perfect for everyday living and entertaining. Step outside to the screened lanai and enjoy tranquil views of the private, wooded backdrop — an ideal space for morning coffee or evening relaxation. Prime Location & Unmatched Convenience: Just minutes to I-95 — Easy access for commuting north or south. Close to St. Augustine Beaches & the Intracoastal — Enjoy boating, fishing, and coastal living just a short drive away. Near Historic Downtown St. Augustine — World-class dining, shopping, and cultural attractions at your fingertips. Convenient to shopping, restaurants, and daily essentials The gated community offers peace of mind along with desirable amenities, including a community pool and beautifully maintained common areas. A one-car garage, ample guest parking, and low-maintenance living make this home ideal as a primary residence, second home, or investment opportunity. This is a rare opportunity to own a private, corner-unit condo in a sought-after location where serenity meets accessibility. Enjoy the best of St. Augustine living from historic charm to coastal adventures — all just minutes from your front door.

The essentials

Built
2010
Price / sqft
$178
On market
243 days
Annual tax
$2,247
HOA
$320/mo
Flood zone
X · Low risk
Lot
9,221 sqft
Type
Condominium

At a glance

Condo
Built 2010
1 car garage
1,594 sqft
Living area

Payment

Est. monthly payment
$2,130/mo
Down payment (20%)
$56,800
Property taxes
$187/mo
HOA
$320/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2010
Lot
9,221 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
243
Walk-in Closet(s)
Window Treatments
Sidewalk
Gated Community - No Guard
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,247
Parcel #
183119-1901

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cottages/Winding Crk
County
St Johns
MLS Area
32086 - Saint Augustine
Lot Size
9,221 sqft
Corner LotLandscaped
HOA
$320/mo
Sovereign & Jacobs Property Management Company

Price history

Date
Event
Price
2/20/2026
Price change
Source: Stellar MLS #FC315796
$284,000-3.4%
$178/sqft
2/12/2026
Listed for sale
Source: Stellar MLS #FC315796
$294,000
$184/sqft

Neighborhood

110 Magnolia Crossing Pt #1901
St Augustine, FL, 32086 · 32086 - Saint Augustine

Market insights

Offer Insights

Choose an offer strength

List price: $284,000
$270,000 – $284,000
95.3% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 condo closings in St Augustine landed at this number or higher (53%). The median one sat 74 days before it went under contract, and this one is on day 243 after a $10,000 cut.

Sample: 19 closed condo sales in St Augustine over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,130/mo
Principal & interest$1,481
Property taxes$187
Insurance$142
HOA$320
Down payment20% · $56,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$284,000

$178 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,594 sq ft

Time on market

243 days

Year built

2010

Monthly payment

About $2,130/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,247 annual tax bill, insurance, and the $320/mo HOA fee.

HOA fee

$320/mo

Managed by Sovereign & Jacobs Property Management Company.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Laura KulagaListing data from Stellar MLS, MLS# FC315796.

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