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Overview

3 bd2 ba1,769 sqft2 car garageSingle Family
TypeSingle Family
HOA$224/mo
Built2005
Lot5,619 sqft
Living area1,769 sqft
Price / sqft$182
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsStone CountersThermostatWalk-in Closet(s)Private Mailbox

19 Raintree Cir is a 2005-built home in Rivergate, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,769 square feet of living space. Listed at $322,000 (about $182/sqft), 242 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $224 monthly.

From the listing

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering 1,769 square feet of comfortable living space in the highly desirable Rivergate gated community. From the moment you arrive, you’ll appreciate the fresh exterior and interior paint and major system upgrades, including a roof 2023, AC 2021, and 2020 water heater — giving you peace of mind for years to come. Step inside to discover: Soaring high ceilings, bright, open great room perfect for gathering, an eat-in kitchen ideal for everyday meals and entertaining. Spacious closets with built-in shelving. The home flows effortlessly to a large screened and covered lanai, where you can relax and enjoy tranquil water views in privacy and comfort. HOA includes lawn care for easy, low-maintenance living. Centrally located with convenient access to shopping, dining, and entertainment. This home combines comfort, convenience, and serene waterfront views — all within a secure, beautifully maintained community. Schedule your private showing today and experience the lifestyle Rivergate has to offer! House is vacant and easy to show!

The essentials

Built
2005
Price / sqft
$182
On market
242 days
Annual tax
$1,628
HOA
$224/mo
Flood zone
X · Low risk
Lot
5,619 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Pond
Community pool
Shared amenity
2 car garage
5,619 sqft lot
Lot size

Payment

Est. monthly payment
$2,200/mo
Down payment (20%)
$64,400
Property taxes
$136/mo
HOA
$224/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
5,619 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Waterfront
Pond
Days on Market
242
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Stone Counters
Thermostat
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Gated Community - No Guard
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,628
Parcel #
07-11-31-5315-00000-0250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rivergate
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
5,619 sqft
HOA
$224/mo
Vesta Property Services

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #FC316039
$322,000-1.2%
$182/sqft
-
Price change
Source: Stellar MLS #FC316039
$326,000-0.9%
$184/sqft
2/16/2026
Listed for sale
Source: Stellar MLS #FC316039
$329,000
$186/sqft

Neighborhood

19 Raintree Cir
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $322,000
$320,000 – $322,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 242 after a $7,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,200/mo
Principal & interest$1,679
Property taxes$136
Insurance$161
HOA$224
Down payment20% · $64,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$322,000

$182 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,769 sq ft

Time on market

242 days

Year built

2005

Monthly payment

About $2,200/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,628 annual tax bill, insurance, and the $224/mo HOA fee.

HOA fee

$224/mo

Managed by Vesta Property Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVIRTUAL HOMES REALTYListing agent: Ida KuzmichovaListing data from Stellar MLS, MLS# FC316039.

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