404 Lake Sinclair St, photo 1
Active
1 / 52

Overview

4 bd3 ba2,027 sqft2 car garageSingle Family
TypeSingle Family
HOA$187.5/qtr
Built2023
Lot8,276 sqft
Living area2,027 sqft
Price / sqft$197
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Playground

404 Lake Sinclair St is a 2023-built home in St. Augustine Lakes, St Augustine. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,027 square feet of living space. Listed at $399,900 (about $197/sqft), 86 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $187.5 quarterly.

From the listing

Perfectly positioned on a scenic pond homesite in the sought-after St. Augustine Lakes community this beautifully upgraded 4-bedroom, 3-bath home offers the ideal blend of modern comfort, thoughtful upgrades, and peaceful waterfront living. Designed with both comfort and functionality in mind, the open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating the perfect space for everyday living and entertaining. The kitchen is beautifully appointed with quartz countertops, an attractive tile backsplash, abundant cabinetry, and a spacious island overlooking the main living area. Large windows fill the home with natural light, while the enclosed screened lanai provides a comfortable place to relax and enjoy peaceful pond views throughout the year. The backyard has been thoughtfully enhanced with a wrought iron fence that maintains the open water views, along with a freshly re-sodded lawn, full irrigation system. On the side of the home you have a custom trash enclosure for added convenience. Additional upgrades include a whole-house water softener, laundry room storage cabinets, and ceiling fans throughout, making this home truly better than new. Property Features: 4 Bedrooms | 3 Full Bathrooms Premium Pond-View Lot Open-Concept Floor Plan Quartz Countertops Designer Tile Kitchen Backsplash Enclosed Screened Lanai Whole-House Water Softener Wrought Iron Fenced Backyard Fresh Sod & Irrigation System Laundry Room Cabinetry Ceiling Fans Throughout Move-In Ready Conveniently located just minutes from historic downtown St. Augustine, shopping, dining, I-95, and the area's beautiful beaches, St. Augustine Lakes offers the perfect blend of peaceful living and everyday convenience.

The essentials

Built
2023
Price / sqft
$197
On market
86 days
Annual tax
$7,532
HOA
$187.5/qtr
Flood zone
X · Low risk
Lot
8,276 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Water views
Water
Community pool
Shared amenity
2 car garage
Garage Door Opener
8,276 sqft lot
Lot size

Payment

Est. monthly payment
$2,977/mo
Down payment (20%)
$79,980
Property taxes
$628/mo
HOA
$187.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
8,276 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
86
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Playground
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$7,532
Parcel #
0954161450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St. Augustine Lakes
County
St Johns
MLS Area
32084 - Saint Augustine
Lot Size
8,276 sqft
Paved
HOA
$187.5/qtr
Vesta Property Services

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #FC320088
$399,900-1.3%
$197/sqft
7/20/2026
Listed for sale
Source: Stellar MLS #FC320088
$405,000
$200/sqft

Neighborhood

404 Lake Sinclair St
St Augustine, FL, 32084 · 32084 - Saint Augustine

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$395,000 – $399,900
98.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 20 home closings in 32084 landed at this number or higher (55%). The median one sat 81 days before it went under contract, and this one is on day 86 after a $5,100 cut.

Sample: 20 closed home sales in 32084 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,976/mo
Principal & interest$2,086
Property taxes$628
Insurance$200
HOA$63
Down payment20% · $79,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$197 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,027 sq ft

Time on market

86 days

Year built

2023

Monthly payment

About $2,977/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,532 annual tax bill, insurance, and the $187.5/qtr HOA fee.

HOA fee

$187.5/qtr

Managed by Vesta Property Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICE (OCEANSHORE)Listing agent: Maria TiltonListing data from Stellar MLS, MLS# FC320088.

Keep exploring Florida

Pick up where you left off, or see what else is out there.