518 Sweetgum Ln, photo 1
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Overview

0 baLand
TypeLand
HOA$565/qtr
Lot16,117 sqft

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About this home

CurbsDeed RestrictionsDog ParkGated Community - GuardGolf Carts OKGolfIrrigation-reclaimed WaterNo Truck/Rv/Motorcycle Parking

518 Sweetgum Ln is a home in Conservatory/Hammockbeach, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $565 quarterly.

From the listing

Build your dream home on this exceptional homesite at 518 Sweetgum Lane, ideally situated within The Conservatory, one of Palm Coast’s most distinctive private gated golf communities. This oversized, irregularly shaped lot encompasses more than 16,000 square feet—over a quarter acre—and offers picturesque water views along with beautiful views of the 17th fairway of the renowned Conservatory Golf Course. One of the most compelling features of this property is its size and configuration. This is one of only a handful of remaining homesites within The Conservatory capable of accommodating a spacious, single-story floor plan with more than 2,800 square feet of living area—an increasingly rare opportunity within the community. Adding tremendous value to the homesite, a custom ICI floor plan has already been thoughtfully designed specifically for the property. The proposed one-level residence offers more than 2,800 square feet of living space with 3 bedrooms, 3 full baths, a 2-car garage plus a separate golf cart garage, and an expansive covered lanai overlooking the pool, water and 17th hole. The design takes full advantage of the lot’s unique configuration and exceptional setting, creating a seamless connection between indoor and outdoor living. At the heart of The Conservatory is the spectacular Tom Watson Signature Design 18-hole golf course. Considered one of Tom Watson’s masterpieces, the course is distinguished by sparkling streams, cascading waterfalls, detailed stonework and meticulously landscaped surroundings. Its distinctive British-inspired character extends to the magnificent glass-domed clubhouse for which The Conservatory was named. The Conservatory is an exclusive gated golf community featuring just 340 homesites, with homesites cleared and ready to build and no required build-time restriction. For those seeking the complete resort lifestyle, a Hammock Beach Golf Membership offers access to an extraordinary collection of amenities, including two championship golf courses—the Tom Watson-designed Conservatory Course and the Jack Nicklaus-designed Ocean Course—along with an expansive multi-level pool complex, lazy river, beach access, state-of-the-art fitness facilities, tennis and pickleball, spa services, multiple dining venues and an active calendar of member events and social activities. Membership provides the opportunity to enjoy the amenities and lifestyle of Hammock Beach while living within the privacy and beauty of The Conservatory. Whether you choose to take advantage of the custom ICI design already created for the property or bring your own vision to life, 518 Sweetgum Lane offers a rare opportunity to create an exceptional custom residence surrounded by water, golf and the natural beauty of one of Palm Coast’s premier gated communities.

The essentials

On market
53 days
Annual tax
$2,372
HOA
$565/qtr
Flood zone
X · Low risk
Lot
16,117 sqft
Type
Land

At a glance

Land
Water views
Golf Course
0.37 acres
Lot size

Payment

Est. monthly payment
$2,187/mo
Down payment (20%)
$63,000
Property taxes
$198/mo
HOA
$565/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
16,117 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
53
Curbs
Deed Restrictions
Dog Park
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Sidewalks
Special Community Restrictions
Street Lights
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,372
Parcel #
42-10-30-3210-00000-2670

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Conservatory/Hammockbeach
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
16,117 sqft
HOA
$565/qtr
Carsten Georg

Price history

Date
Event
Price
8/18/2026
Listed for sale
Source: Stellar MLS #FC320770
$315,000

Neighborhood

518 Sweetgum Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$2,186/mo
Principal & interest$1,643
Property taxes$198
Insurance$158
HOA$188
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

Time on market

53 days

Monthly payment

About $2,187/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,372 annual tax bill, insurance, and the $565/qtr HOA fee.

HOA fee

$565/qtr

Managed by Carsten Georg.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byONE SOTHEBYS INTERNATIONALListing agent: Karla GoodmanListing data from Stellar MLS, MLS# FC320770.

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