12 Riviera Pl, photo 1
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Overview

0 baLand
TypeLand
HOA$454/mo
Lot15,373 sqft

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About this home

12 Riviera Pl is a home in Hammock Dunes, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $454 monthly.

From the listing

Welcome to 12 Riviera Place — a rare direct oceanfront homesite in Grande Mer, the exclusive enclave within the private community of Hammock Dunes. With 115 feet of ocean frontage, this lot is notably wider than most others in the community, offering an expansive canvas for the custom coastal home you've been imagining. Wake up to unobstructed, breathtaking views of the Atlantic, with your private beach walkover delivering effortless access to sand and surf. And unlike many oceanfront parcels, 12 Riviera Place sits in flood zone 'X' — meaning livable space on the first floor, a rare and increasingly valuable advantage in coastal construction. Whether you're envisioning a luxury retreat or a full-time residence, this homesite delivers a unique combination: privacy, premier location, and true oceanfront exposure. Just steps from the property line, an extraordinary lifestyle awaits with optional membership to the Hammock Dunes Club — a Distinguished Emerald Club of the World — offering two championship golf courses, a world-class fitness center, tennis and pickleball, oceanfront dining, and an array of wellness and recreational amenities. A wider lot. Expansive oceans views. Direct beach access. In one of Florida's most refined coastal communities, opportunities like this rarely last. 12 Riviera Place — where your vision meets the ocean.

The essentials

On market
33 days
Annual tax
$16,355
HOA
$454/mo
Flood zone
X · Low risk
Lot
15,373 sqft
Type
Land

At a glance

Land
Waterfront
Beach Front
0.35 acres
Lot size

Payment

Est. monthly payment
$11,247/mo
Down payment (20%)
$330,000
Property taxes
$1,363/mo
HOA
$454/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
15,373 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Beach Front, Gulf/Ocean
Days on Market
33
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$16,355
Parcel #
04-11-31-3014-00000-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Dunes
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
15,373 sqft
CoastalConstruction Control LineNear Golf CourseStreet Dead-EndPavedPrivateUnincorporated
HOA
$454/mo
Travis Houk

Price history

Date
Event
Price
9/12/2026
Listed for sale
Source: Stellar MLS #FC321417
$1,650,000

Neighborhood

12 Riviera Pl
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$11,247/mo
Principal & interest$8,605
Property taxes$1,363
Insurance$825
HOA$454
Down payment20% · $330,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,650,000

Time on market

33 days

Monthly payment

About $11,247/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $16,355 annual tax bill, insurance, and the $454/mo HOA fee.

HOA fee

$454/mo

Managed by Travis Houk.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byENGEL VOLKERS PALM COASTListing agent: Bob BagdonListing data from Stellar MLS, MLS# FC321417.

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