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Overview

2 bd2 ba1,480 sqft1 car garageCondominium
TypeCondominium
HOA$1,150/mo
Built1986
Living area1,480 sqft
Price / sqft$463
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsOpen FloorplanBalconyDryerMicrowaveRefrigerator

3506 Harbor Dr is a 1986-built home in Harbour Pointe/Camachee Island, St Augustine. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,480 square feet of living space. Listed at $685,000 (about $463/sqft), 25 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,150 monthly.

From the listing

Live the St. Augustine boating lifestyle at 3506 Harbor Drive! This beautifully updated 2-bedroom, 2-bath second-floor condo offers 1,480 square feet in Harbor Point at Comanchee Island, with gorgeous marina and pool views from the private balcony. The spacious living area features cathedral ceilings, wood and tile flooring, and a wood-burning fireplace. The primary suite offers a large walk-in closet, walk-in shower, and double-sink vanity. Enjoy the shaded balcony with an awning and outdoor sink, plus the convenience of a detached one-car garage directly across the street. For boating enthusiasts, the marina setting is hard to beat! Boat slips may be available for rent, offering convenient access to the Intracoastal Waterway, St. Augustine Inlet, and Atlantic Ocean. The community also offers a pool and dock where fishing is permitted. All of this just minutes from historic downtown St. Augustine and Vilano Beach, with dining, shopping, and waterfront activities nearby. Spend the morning on the water, relax by the pool, and head downtown for dinner—at 3506 Harbor Drive, the marina isn't just something you look at, it's part of the lifestyle!

The essentials

Built
1986
Price / sqft
$463
On market
25 days
Annual tax
$6,584
HOA
$1,150/mo
Flood zone
X500* · Low risk
Type
Condominium

At a glance

Condo
Built 1986
Waterfront
Intracoastal Waterway
1 car garage
Private balcony
Outdoor space
1,480 sqft
Living area

Payment

Est. monthly payment
$5,614/mo
Down payment (20%)
$137,000
Property taxes
$549/mo
HOA
$1,150/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1986
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Intracoastal Waterway
Days on Market
25
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Open Floorplan
Balcony
Dryer
Microwave
Refrigerator
Washer
Middle
SEBASTIAN MIDDLE SCHOOL
High
St. Augustine High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500*
Annual Tax (2025)
$6,584
Parcel #
149192-0506

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbour Pointe/Camachee Island
County
St Johns
MLS Area
32084 - Saint Augustine
Lot Size
-
HOA
$1,150/mo
Judy Alligood

Price history

Date
Event
Price
9/19/2026
Listed for sale
Source: Stellar MLS #FC321484
$685,000
$463/sqft

Neighborhood

3506 Harbor Dr
St Augustine, FL, 32084 · 32084 - Saint Augustine

Market insights

Offer Insights

Choose an offer strength

List price: $685,000
$655,000 – $685,000
95.3% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 condo closings in St Augustine landed at this number or higher (53%). The median one sat 74 days before it went under contract, and this one is on day 25.

Sample: 19 closed condo sales in St Augustine over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,614/mo
Principal & interest$3,573
Property taxes$549
Insurance$343
HOA$1,150
Down payment20% · $137,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$685,000

$463 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,480 sq ft

Time on market

25 days

Year built

1986

Monthly payment

About $5,614/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,584 annual tax bill, insurance, and the $1,150/mo HOA fee.

HOA fee

$1,150/mo

Managed by Judy Alligood.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byONE SOTHEBYS INTERNATIONALListing agent: Elizabeth KellyListing data from Stellar MLS, MLS# FC321484.

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