25 Ocean Crest Way #1232, photo 1
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Overview

3 bd2 ba1,264 sqftCondominium
TypeCondominium
Condo dues$1,016/mo
Built2004
Living area1,264 sqft
Price / sqft$331

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingElevatorLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostat

25 Ocean Crest Way #1232 is a 2004-built home in Northshore 05, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,264 square feet of living space. Listed at $419,000 (about $331/sqft), 7 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $1,016 monthly.

From the listing

Welcome to 25 Ocean Crest Way, Unit 1232, a beautifully maintained, fully furnished 3-bedroom, 2-bath ocean view villa in the prestigious Hammock Beach Resort community of Palm Coast, Florida. Offering stunning Atlantic Ocean and golf course views, this coastal retreat combines luxury, comfort, and an exceptional resort lifestyle just minutes from the beach. Step inside to a bright and inviting open floor plan filled with natural light. Luxury vinyl plank flooring flows throughout the villa, providing a stylish, durable, and low-maintenance finish. The home is being offered fully furnished, allowing the next owner to enjoy a move-in-ready coastal retreat from day one. The spacious living and dining areas are designed for comfortable everyday living and entertaining, while expansive views create the perfect Florida backdrop. The private balcony is an ideal place to enjoy your morning coffee, ocean breezes, beautiful Florida sunrises, and sweeping views of the lush Hammock Beach golf course and Atlantic Ocean. The spacious primary suite provides a peaceful retreat, complemented by two additional bedrooms that offer flexibility for family, guests, or a home office. Located within Hammock Beach Resort in Palm Coast, this villa offers the opportunity to enjoy one of Northeast Florida's premier oceanfront resort communities. Optional Hammock Beach Club membership provides access to an impressive collection of amenities, including the multi-level pool pavilion, lazy river, waterslide, beach-entry pool, pool bar, hot tubs, fitness center, full-service spa, hydro-grid clay tennis courts, volleyball, driving range, miniature golf, multiple dining options, and a full calendar of member activities and social events. For buyers seeking investment potential, a second home, vacation property, or full-time coastal residence, this fully furnished Hammock Beach villa offers outstanding flexibility. The condominium may also be eligible for participation in the Hammock Beach Resort short-term rental program, subject to current resort requirements and rental program approval. Enjoy luxury resort living in Palm Coast with ocean views, golf course views, nearby beach access, world-class amenities, dining, golf, and the relaxed Florida coastal lifestyle Hammock Beach is known for. 25 Ocean Crest Way, Unit 1232 is an exceptional opportunity to own a fully furnished 3-bedroom Hammock Beach condo in one of Palm Coast's most desirable resort communities.

The essentials

Built
2004
Price / sqft
$331
On market
7 days
Annual tax
$5,582
Condo dues
$1,016/mo
Flood zone
X500 · Low risk
Type
Condominium

At a glance

Condo
4 stories · 2004
Water views
Golf Course
Private balcony
Outdoor space
1,264 sqft
Living area

Payment

Est. monthly payment
$3,876/mo
Down payment (20%)
$83,800
Property taxes
$465/mo
Condo dues
$1,016/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2004
Lot
-
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Common, Covered, Guest, Open, Basement
Days on Market
7
Ceiling Fans(s)
Crown Molding
Elevator
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Balcony
Lighting
Rain Gutters
Sidewalk
Association Recreation - Owned
Community Mailbox
Deed Restrictions
Fitness Center
Golf Carts OK
Golf
Irrigation-reclaimed Water
Sidewalks
Special Community Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$5,582
Parcel #
04-11-31-3605-00120-1232

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Northshore 05
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
-
Condo dues
$1,016/mo
Tomoka Property MGT - Nathan Wade

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #FC321570
$419,000
$331/sqft

Neighborhood

25 Ocean Crest Way #1232
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $419,000
$407,500 – $419,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 7.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,876/mo
Principal & interest$2,185
Property taxes$465
Insurance$210
HOA$1,016
Down payment20% · $83,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$419,000

$331 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,264 sq ft

Time on market

7 days

Year built

2004

Monthly payment

About $3,876/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,582 annual tax bill, insurance, and $1,016/mo in condo dues.

Condo dues

$1,016/mo

Managed by Tomoka Property MGT - Nathan Wade.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX SELECT PROFESSIONALSListing agent: Melissa VaculikListing data from Stellar MLS, MLS# FC321570.

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