148 Andora St, photo 1
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Overview

2 bd2 ba880 sqftSingle Family
TypeSingle Family
HOA$34.73/mo
Built1980
Lot4,792 sqft
Living area880 sqft
Price / sqft$323

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersWindow TreatmentsPrivate MailboxPrivate YardDisposalDryer

148 Andora St is a 1980-built home in St Augustine Shores, St Augustine. Inside you'll find 2 bedrooms, 2 bathrooms, and 880 square feet of living space. Listed at $284,000 (about $323/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $34.73 monthly.

From the listing

Imagine coming home to a property that simply makes everyday living easier. Tucked into one of St. Augustine's established neighborhoods, this well-maintained home combines solid construction, thoughtful updates, and practical features designed for comfortable Florida living. Built of concrete block and topped with a durable metal roof, the home offers the kind of lasting construction buyers appreciate, along with the confidence of reduced long-term exterior maintenance. Step inside and you'll immediately notice the luxury vinyl plank flooring flowing throughout the home, creating a clean, cohesive look that is both attractive and easy to maintain. The kitchen features granite countertops and stainless-steel appliances, blending modern style with the functionality needed for everyday meals, entertaining, and everything in between. A separate laundry room keeps household tasks conveniently tucked away and provides direct access to the attached carport, making unloading groceries, handling laundry, or coming home on a rainy Florida afternoon that much easier. The carport is more than simply covered parking. Finished with a durable epoxy floor, it offers a clean, polished space that can easily serve as additional covered workspace or storage. A separate storage shed provides even more room for tools, bicycles, beach gear, and seasonal items. Out back, the yard is fenced on three sides, creating a defined outdoor space with added privacy and plenty of possibilities for gardening, pets, entertaining, or simply unwinding at the end of the day. And when it's time to head out, you won't have far to go. Shopping, restaurants, everyday conveniences, and all that St. Augustine has to offer are just minutes away, while the home itself remains tucked within a quiet, established neighborhood. For additional peace of mind, the seller is also offering an optional one-year home warranty.

The essentials

Built
1980
Price / sqft
$323
On market
21 days
Annual tax
$2,021
HOA
$34.73/mo
Flood zone
X · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 1980
4,792 sqft lot
Lot size
880 sqft
Living area

Payment

Est. monthly payment
$1,826/mo
Down payment (20%)
$56,800
Property taxes
$168/mo
HOA
$34.73/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1980
Lot
4,792 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
21
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Window Treatments
Private Mailbox
Private Yard
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,021
Parcel #
270119-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Augustine Shores
County
St Johns
MLS Area
32086 - Saint Augustine
Lot Size
4,792 sqft
HOA
$34.73/mo
Vesta Property Management

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #FC321664
$284,000
$323/sqft

Neighborhood

148 Andora St
St Augustine, FL, 32086 · 32086 - Saint Augustine

Market insights

Offer Insights

Choose an offer strength

List price: $284,000
$277,500 – $284,000
98.1% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 home closings in 32086 landed at this number or higher (56%). The median one sat 75 days before it went under contract, and this one is on day 21.

Sample: 16 closed home sales in 32086 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,827/mo
Principal & interest$1,481
Property taxes$168
Insurance$142
HOA$35
Down payment20% · $56,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$284,000

$323 per sq ft

Beds and baths

2 beds, 2 baths

Size

880 sq ft

Time on market

21 days

Year built

1980

Monthly payment

About $1,826/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,021 annual tax bill, insurance, and the $34.73/mo HOA fee.

HOA fee

$34.73/mo

Managed by Vesta Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG)Listing agent: Frank Perez-AndreuListing data from Stellar MLS, MLS# FC321664.

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