Skip to main content
28 Oak View Cir E, photo 1
Active
1 / 100

Overview

4 bd3 ba2,528 sqft2 car garageSingle Family
TypeSingle Family
HOA$679/qtr
Built2005
Lot11,979 sqft
Living area2,528 sqft
Price / sqft$371
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

28 Oak View Cir E is a 2005-built home in Ocean Hammock, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,528 square feet of living space. Listed at $939,000 (about $371/sqft), 23 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $679 quarterly.

From the listing

Discover courtyard living with tranquil lake views at 28 Oak View Circle E in Ocean Hammock, a gated coastal community in Palm Coast. With beach access, exceptional golf nearby, and inviting spaces for entertaining and unwinding, this home captures the pleasures of Florida living. The private courtyard centers around a heated salt spool—a combination pool and spa—accented by a beautiful rock waterfall. Enjoy a refreshing afternoon dip or a soothing warm-water soak surrounded by the sound of cascading water. An outdoor kitchen and gathering space set the scene for memorable evenings. Picture your closest friends, dinner on the grill, and the big game playing as everyone relaxes together in your own courtyard oasis. Inside, tile and hardwood flooring flow throughout, complemented by thoughtfully planned custom lighting that brings warmth and character to each space. The kitchen features a prep island, breakfast bar, and stainless steel appliances, making meal preparation and conversation equally inviting. Four generously sized bedrooms offer comfortable retreats, with select bedrooms opening to patio spaces. The front bedroom enjoys a lovely view of the home’s approach and driveway. Beautiful lake views provide a peaceful backdrop, extending the living experience onto the expansive covered, screened patio spanning the rear of the home where you can enjoy listening to the waves of the nearby ocean. From morning coffee beside the water to quiet evenings outdoors, this lakeside setting invites you to slow down and savor your surroundings. Beyond the home, enjoy Ocean Hammock’s beach and golf lifestyle, with optional membership opportunities at The Club at Hammock Beach or Hammock Dunes Club for additional recreation, dining, and social activities. Memberships are separate and subject to availability, approval, fees, and club terms. A private courtyard, heated spool, outdoor kitchen, lake views, ocean lullabies and generous outdoor living spaces come together in a home designed for both connection and quiet escape.

The essentials

Built
2005
Price / sqft
$371
On market
23 days
Annual tax
$8,527
HOA
$679/qtr
Flood zone
X500 · Low risk
Lot
11,979 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Water views
Water
Private pool
Heated
2 car garage
Driveway
0.28 acres
Lot size

Payment

Est. monthly payment
$6,303/mo
Down payment (20%)
$187,800
Property taxes
$711/mo
HOA
$679/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
11,979 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Faces Side
Pool
In Ground, Gunite, Heated, Waterfall
Days on Market
23
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Outdoor Kitchen
Private Entrance
Private Mailbox
Shade Shutter(s)
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$8,527
Parcel #
04-11-31-3503-00000-0360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
11,979 sqft
Near Golf CourseRectanglePavedPrivate
HOA
$679/qtr
Stephanie Hull

Price history

Date
Event
Price
11/12/2026
Price change
Source: Stellar MLS #FC322309
$939,000-10.6%
$371/sqft
10/22/2026
Listed for sale
Source: Stellar MLS #FC322309
$1,050,000
$415/sqft

Neighborhood

28 Oak View Cir E
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $939,000
$925,000 – $939,000
98.7% – 100% of listTops out right at the list price
80% of listList price
253 of the last 505 home closings in 32137 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 23 after a $111,000 cut.

Sample: 505 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,303/mo
Principal & interest$4,897
Property taxes$711
Insurance$470
HOA$226
Down payment20% · $187,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$939,000

$371 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,528 sq ft

Time on market

23 days

Year built

2005

Monthly payment

About $6,303/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,527 annual tax bill, insurance, and the $679/qtr HOA fee.

HOA fee

$679/qtr

Managed by Stephanie Hull.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICE (OCEANSHORE)Listing agent: Lee RicciListing data from Stellar MLS, MLS# FC322309.

Keep exploring Florida

Pick up where you left off, or see what else is out there.