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About this home
28 Oak View Cir E is a 2005-built home in Ocean Hammock, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,528 square feet of living space. Listed at $939,000 (about $371/sqft), 23 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $679 quarterly.
Discover courtyard living with tranquil lake views at 28 Oak View Circle E in Ocean Hammock, a gated coastal community in Palm Coast. With beach access, exceptional golf nearby, and inviting spaces for entertaining and unwinding, this home captures the pleasures of Florida living. The private courtyard centers around a heated salt spool—a combination pool and spa—accented by a beautiful rock waterfall. Enjoy a refreshing afternoon dip or a soothing warm-water soak surrounded by the sound of cascading water. An outdoor kitchen and gathering space set the scene for memorable evenings. Picture your closest friends, dinner on the grill, and the big game playing as everyone relaxes together in your own courtyard oasis. Inside, tile and hardwood flooring flow throughout, complemented by thoughtfully planned custom lighting that brings warmth and character to each space. The kitchen features a prep island, breakfast bar, and stainless steel appliances, making meal preparation and conversation equally inviting. Four generously sized bedrooms offer comfortable retreats, with select bedrooms opening to patio spaces. The front bedroom enjoys a lovely view of the home’s approach and driveway. Beautiful lake views provide a peaceful backdrop, extending the living experience onto the expansive covered, screened patio spanning the rear of the home where you can enjoy listening to the waves of the nearby ocean. From morning coffee beside the water to quiet evenings outdoors, this lakeside setting invites you to slow down and savor your surroundings. Beyond the home, enjoy Ocean Hammock’s beach and golf lifestyle, with optional membership opportunities at The Club at Hammock Beach or Hammock Dunes Club for additional recreation, dining, and social activities. Memberships are separate and subject to availability, approval, fees, and club terms. A private courtyard, heated spool, outdoor kitchen, lake views, ocean lullabies and generous outdoor living spaces come together in a home designed for both connection and quiet escape.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$939,000
$371 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,528 sq ft
Time on market
23 days
Year built
2005
Monthly payment
About $6,303/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,527 annual tax bill, insurance, and the $679/qtr HOA fee.
HOA fee
$679/qtr
Managed by Stephanie Hull.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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