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Overview

8 bd4 ba3,049 sqft2 car garageDuplex
TypeDuplex
HOANone listed
Built2022
Lot10,019 sqft
Living area3,049 sqft
Price / sqft$171
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

20 Rainstone Ln is a 2022-built home in Palm Coast Sec 30, Palm Coast. Inside you'll find 8 bedrooms, 4 bathrooms, and 3,049 square feet of living space. Listed at $522,900 (about $171/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

A spacious, modern 4-bedroom, 2-bathroom duplex unit built in 2022 that offers the privacy and size of a single-family house with the convenience of low-maintenance living. Boasting 1,535 square feet of fully air-conditioned living space, this well-maintained, one-story unit features a seamless open floor plan, an attached 2-car garage, and solid surface finishes.

The essentials

Built
2022
Price / sqft
$171
On market
15 days
Annual tax
$8,093
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Duplex

At a glance

Multi-family
Built 2022
2 car garage
10,019 sqft lot
Lot size
3,049 sqft
Living area

Payment

Est. monthly payment
$3,663/mo
Down payment (20%)
$104,580
Property taxes
$674/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
2022
Lot
10,019 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
15
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Flood Zone X
Annual Tax (2025)
$8,093
Parcel #
07-11-31-7030-00230-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 30
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
11/14/2026
Price change
Source: Stellar MLS #FC322415
$522,900-0.9%
$171/sqft
10/30/2026
Listed for sale
Source: Stellar MLS #FC322415
$527,900
$173/sqft

Neighborhood

20 Rainstone Ln
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $522,900
$520,000 – $522,900
99.5% – 100% of listTops out right at the list price
80% of listList price
308 of the last 597 home closings in 32164 landed at this number or higher (52%). The median one sat 49 days before it went under contract, and this one is on day 15 after a $5,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,663/mo
Principal & interest$2,727
Property taxes$674
Insurance$261
Down payment20% · $104,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$522,900

$171 per sq ft

Beds and baths

8 beds, 4 baths

Size

3,049 sq ft

Time on market

15 days

Year built

2022

Monthly payment

About $3,663/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,093 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPALM COAST REAL ESTATE COMPANYListing agent: Charles ShafferListing data from Stellar MLS, MLS# FC322415.

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