Yale Hammock Road, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot457,697 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Yale Hammock Road is a home Umatilla. Flood zone AE /X - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Virtually enhanced rendering showing one potential homesite layout. Home, fencing, and improvements do not exist. BUT ABSOLUTLEY CAN BE DONE HERE!! This 10-acre parcel offers the rare combination of privacy, flexibility, and long-term value in Lake County. Zoned Agricultural (A) and located within county limits, this property allows for single-family homes, mobile homes, manufactured homes, modular homes, barndominiums, and accessory dwelling units (ADUs), making it ideal for a wide range of buyers and future plans. The land consists of approximately 7.5 acres of high and dry, buildable ground, with the remaining 2.5 acres preserved as natural marshland, creating a peaceful buffer and ensuring privacy now and in the future. The property backs up to orange groves and Lake Yale, offering a quiet setting with no rear neighbors and protection from overdevelopment. Access is provided by a clay/dirt road that connects directly to CR 450, with electric nearby. There is no HOA and no deed restrictions, giving buyers freedom to build and use the land as they choose. Lake County typically allows one residence per 5 acres, creating potential to parcel the property into two separate buildable lots, subject to county approval. Conveniently located just 20 minutes to grocery stores and everyday amenities, and 10 minutes to local A-rated schools, this property offers rural living without sacrificing accessibility. Zoning: Agricultural (A) Utilities: Electric nearby, well and septic needed Road Access: Clay/dirt road with direct connection to CR 450 Whether you’re planning a private homestead, multi-generational living, investment hold, or future development, this property provides the space, flexibility, and location to make it happen.

The essentials

On market
417 days
Annual tax
$1,912
Flood zone
AE /X
Lot
457,697 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$2,439/mo
Down payment (20%)
$79,780
Property taxes
$159/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
457,697 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
417
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE /X
Annual Tax (2024)
$1,912
Parcel #
16-18-26-0002-000-00600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
457,697 sqft
BuildableCorner LotPrivateRuralWetlands

Price history

Date
Event
Price
4/27/2026
Price change
Source: Stellar MLS #G5101325
$398,900-0.3%
-
Price change
Source: Stellar MLS #G5101325
$399,998-19.8%
8/27/2025
Listed for sale
Source: Stellar MLS #G5101325
$498,999

Neighborhood

Yale Hammock Road
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Calculator

Est. monthly payment
$2,439/mo
Principal & interest$2,080
Property taxes$159
Insurance$199
Down payment20% · $79,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$398,900

Time on market

417 days

Monthly payment

About $2,439/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,912 annual tax bill, insurance.

Flood zone

Zone AE /X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byLPT REALTY, LLCListing agent: Alexis GibsonListing data from Stellar MLS, MLS# G5101325.

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