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Overview

3 bd2 ba1,596 sqft1 car garageSingle Family
TypeSingle Family
HOA$50/yr
Built1960
Lot13,999 sqft
Living area1,596 sqft
Price / sqft$187
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)StorageDeed RestrictionsDishwasherDryerRangeRefrigeratorWasher

17923 Florida St is a 1960-built home in Silver Beach Heights, Umatilla. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,596 square feet of living space. Listed at $299,000 (about $187/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 annually.

From the listing

Beautifully Maintained Home on Spacious Corner Lot in Silver Beach Heights Welcome to this well-maintained 3-bedroom, 2-bathroom home nestled on a generous corner lot in the desirable Silver Beach Heights community of Umatilla. Offering both comfort and functionality, this home is move-in ready and full of charm. Step inside to find luxury vinyl plank flooring throughout, providing a modern look with durability and easy maintenance. The thoughtfully designed layout features spacious living areas and a bright Florida room perfect for relaxing, entertaining, or enjoying views of the backyard. The outdoor space offers mature landscaping, a spacious yard ideal for gatherings, and a peaceful setting to unwind and a storage shed. Conveniently located near Lake Billy Boo Hoo and local amenities, this home blends quiet living with everyday convenience. Please note: The adjacent lot next door is owned by the seller but is not included in this sale and is being offered separately. Don’t miss your opportunity to own this move-in ready home schedule your private showing today!

The essentials

Built
1960
Price / sqft
$187
On market
178 days
Annual tax
$3,169
HOA
$50/yr
Flood zone
X · Low risk
Lot
13,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1960
1 car garage
0.32 acres
Lot size
1,596 sqft
Living area

Payment

Est. monthly payment
$1,977/mo
Down payment (20%)
$59,800
Property taxes
$264/mo
HOA
$50/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1960
Lot
13,999 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
178
Ceiling Fans(s)
Storage
Deed Restrictions
Dishwasher
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,169
Parcel #
01-18-26-0300-00I-00600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Beach Heights
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
13,999 sqft
HOA
$50/yr

Price history

Date
Event
Price
6/16/2026
Price change
Source: Stellar MLS #G5111010
$299,000-8.0%
$187/sqft
4/16/2026
Listed for sale
Source: Stellar MLS #G5111010
$325,000
$204/sqft

Neighborhood

17923 Florida St
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $299,000
$292,500 – $299,000
98% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 32784 landed at this number or higher (51%). The median one sat 52 days before it went under contract, and this one is on day 178 after a $26,000 cut.

Sample: 87 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,977/mo
Principal & interest$1,559
Property taxes$264
Insurance$150
HOA$4
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

$187 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,596 sq ft

Time on market

178 days

Year built

1960

Monthly payment

About $1,977/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,169 annual tax bill, insurance, and the $50/yr HOA fee.

HOA fee

$50/yr

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byBHHS FLORIDA REALTYListing agent: Dawn BushListing data from Stellar MLS, MLS# G5111010.

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