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Overview

2 bd2 ba1,428 sqftMobile Home
TypeMobile Home
HOA$125/mo
Built1971
Lot4,736 sqft
Living area1,428 sqft
Price / sqft$116

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Walk-in Closet(s)Window TreatmentsStorageAssociation Recreation - OwnedBuyer Approval RequiredClubhouse

29 Harbor Oaks Dr is a 1971-built home in Harbor Oaks Homeowners Cooperative Sub, Fruitland Park. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,428 square feet of living space. Listed at $165,000 (about $116/sqft), 89 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 monthly.

From the listing

Enjoy beautiful views of Lake Griffin and the relaxed waterfront lifestyle Harbor Oaks is known for. This resident-owned 55+ community offers access to the Harris Chain of Lakes, along with a marina, fishing pier, clubhouse, pool, and an active social atmosphere. This well-maintained 2-bedroom, 2-bath home offers 1,428 square feet of living space, making it one of the larger homes in the community. An interior laundry room adds convenience, while the expanded family room provides additional space for entertaining, hobbies, or simply relaxing and enjoying the lake views. Updated subfloors throughout and a newer HVAC system installed in 2023 provide peace of mind, while the home's comfortable layout offers the opportunity to move right in and make it your own over time. Conveniently located near shopping, dining, medical facilities, and The Villages, this is your opportunity to enjoy lake-view living in one of the area's most welcoming waterfront communities.

The essentials

Built
1971
Price / sqft
$116
On market
126 days
Annual tax
$983
HOA
$125/mo
Flood zone
X · Low risk
Lot
4,736 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1971
Water views
Water
Community pool
Shared amenity
4,736 sqft lot
Lot size
1,428 sqft
Living area

Payment

Est. monthly payment
$1,150/mo
Down payment (20%)
$33,000
Property taxes
$82/mo
HOA
$125/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1971
Lot
4,736 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
126
Built-in Features
Ceiling Fans(s)
Walk-in Closet(s)
Window Treatments
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Golf Carts OK
Pool
Street Lights
Dishwasher
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$983
Parcel #
10-19-24-0225-000-04500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Oaks Homeowners Cooperative Sub
County
Lake
MLS Area
34731 - Fruitland Park
Lot Size
4,736 sqft
HOA
$125/mo
Rhonda Violette

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #G5113416
$165,000-5.7%
$116/sqft
6/5/2026
Listed for sale
Source: Stellar MLS #G5113416
$175,000
$123/sqft

Neighborhood

29 Harbor Oaks Dr
Fruitland Park, FL, 34731 · 34731 - Fruitland Park

Market insights

Offer Insights

Choose an offer strength

List price: $165,000
$162,500 – $165,000
98.2% – 100% of listTops out right at the list price
80% of listList price
29 of the last 57 home closings in 34731 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 126 after a $10,000 cut.

Sample: 57 closed home sales in 34731 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,150/mo
Principal & interest$861
Property taxes$82
Insurance$83
HOA$125
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

$116 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,428 sq ft

Time on market

126 days

Year built

1971

Monthly payment

About $1,150/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $983 annual tax bill, insurance, and the $125/mo HOA fee.

HOA fee

$125/mo

Managed by Rhonda Violette.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER VANGUARD EDGEListing agent: Debbie MumaListing data from Stellar MLS, MLS# G5113416.

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