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Overview

2 bd2 ba1,410 sqft2 car garageSingle Family
TypeSingle Family
HOA$700/yr
Built1991
Lot7,350 sqft
Living area1,410 sqft
Price / sqft$294
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Association Recreation - OwnedClubhouseDeed Restrictions

26638 E Cove Dr is a 1991-built home in Lake Harris Shores, Tavares. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,410 square feet of living space. Listed at $414,900 (about $294/sqft), 95 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $700 annually.

From the listing

Lakefront living begins here! Welcome to this beautifully maintained 2-bedroom, 2-bath waterfront home located in the desirable Lake Harris Shores community. Situated on 70 feet of freshwater canal frontage with direct access to Little Lake Harris and the renowned Harris Chain of Lakes, this property is a dream for boaters, anglers, and anyone who loves the Florida waterfront lifestyle. Step outside to your covered dock complete with electric and boat lift, making it easy to spend your days exploring miles of interconnected lakes, waterfront restaurants, parks, and world-class fishing. The private community boat ramp provides added convenience for launching additional watercraft. Inside you'll find a spacious floor plan featuring a welcoming living area with a fireplace, Florida room, split-bedroom layout, walk-in closets, and an attached two-car garage. Major improvements provide peace of mind, including a brand-new roof (2026), new A/C (2026), hotwater heater (2026), septic system replaced approximately three years ago, a replaced seawall, and shoreline stabilization with land pinning. The home is also known for its surprisingly low electric bills, making waterfront living even more enjoyable. Whether you're searching for a year-round residence, weekend retreat, or boating paradise, this home offers the perfect combination of comfort, updates, and direct access to one of Central Florida's most sought-after chain-of-lakes communities.

The essentials

Built
1991
Price / sqft
$294
On market
95 days
Annual tax
$2,012
HOA
$700/yr
Flood zone
AE
Lot
7,350 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Waterfront
Canal Front
2 car garage
Driveway
7,350 sqft lot
Lot size
1,410 sqft
Living area

Payment

Est. monthly payment
$2,597/mo
Down payment (20%)
$82,980
Property taxes
$168/mo
HOA
$700/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
7,350 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Waterfront
Canal Front
Days on Market
95
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dishwasher
Disposal
Electric Water Heater
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,012
Parcel #
20-20-26-230000701400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Harris Shores
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
7,350 sqft
In CountyPaved
HOA
$700/yr
Lake Harris Shores/Linda Dorbad

Price history

Date
Event
Price
7/11/2026
Listed for sale
Source: Stellar MLS #G5114954
$414,900
$294/sqft

Neighborhood

26638 E Cove Dr
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $414,900
$405,000 – $414,900
97.9% – 100% of listTops out right at the list price
80% of listList price
114 of the last 227 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 95.

Sample: 227 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,597/mo
Principal & interest$2,164
Property taxes$168
Insurance$207
HOA$58
Down payment20% · $82,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$414,900

$294 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,410 sq ft

Time on market

95 days

Year built

1991

Monthly payment

About $2,597/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,012 annual tax bill, insurance, and the $700/yr HOA fee.

HOA fee

$700/yr

Managed by Lake Harris Shores/Linda Dorbad.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byARROWSMITH REALTY, INCListing agent: Natalie ArrowsmithListing data from Stellar MLS, MLS# G5114954.

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