13662 SE 89th CT, photo 1
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Overview

2 bd2 ba1,346 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2004
Lot7,841 sqft
Living area1,346 sqft
Price / sqft$207
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsPrivate MailboxRain GuttersStreet Lights

13662 SE 89th CT is a 2004-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,346 square feet of living space. Listed at $278,900 (about $207/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Move-in Ready with updates on all major items. 2026 roof, 2020 Trane HVAC system, 2024 Commercial Water Heater, 2023 Belt-Driven garage door opener. Spectacular Alydar Block home on a desirable street with an oversized lot with a spacious backyard offering privacy off of the air-conditioned floor to ceiling double-insulated windows. This well landscaped property with 2-bedrooms, 2-bath home has wonderful curb appeal, mature landscaping, a lush front porch with privacy, Hide-away screen doors and the sound of the Koi pond with waterfall. As you enter this home it is clear that great design vision and love are extended throughout the home with LED lights throughout, tasteful accent walls and great use of space. Rustic wood plank flooring is present in most areas, privacy roll down shades with bedroom dark backing, granite kitchen and bath countertops, and coastal cabinetry. Rustic decorated and bright throughout, this home feels welcoming. Outdoors, enjoy a very private backyard with vegetation and many bird species. Water piping inspected in 2020 by licensed plumber and found updates newer piping. and home features all brushed nickel hinges, handles, lights, fans, bathroom fixtures, windows tinted and all newer double insulated windows. The master has a new tiled walk-in shower, closet-by-design master closet, additional outlets. This model features an indoor laundry room, extended garage with side door and window, insulated garage and screen, natural gas with grill and generator hookups, large attic with floor boards and stairs. Located in the quiet, tree-canopied Del Webb Spruce Creek Golf & Country Club, this 55+ community offers outstanding amenities, golf courses and over 75 clubs. Conveniently situated just north of The Villages and south of Ocala, this community is a secure gated community and close to all kinds of dining, shopping and entertainment

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The essentials

Built
2004
Price / sqft
$207
On market
17 days
Annual tax
$2,471
HOA
$214/mo
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
Garage Door Opener
7,841 sqft lot
Lot size
1,346 sqft
Living area

Payment

Est. monthly payment
$2,014/mo
Down payment (20%)
$55,780
Property taxes
$206/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
7,841 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener, Garage Faces Rear, Oversized
Days on Market
17
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Street Lights
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,471
Parcel #
6127-100-037

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
7,841 sqft
HOA
$214/mo
Leland Management Nicole Arias

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #G5118045
$278,900-3.8%
$207/sqft
9/23/2026
Listed for sale
Source: Stellar MLS #G5118045
$289,900
$215/sqft

Neighborhood

13662 SE 89th CT
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $278,900
$272,500 – $278,900
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 17 after a $11,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,014/mo
Principal & interest$1,455
Property taxes$206
Insurance$139
HOA$214
Down payment20% · $55,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$278,900

$207 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,346 sq ft

Time on market

17 days

Year built

2004

Monthly payment

About $2,014/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,471 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Leland Management Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byRE/MAX PREMIER REALTY LADY LKListing agent: Robert SlutskyListing data from Stellar MLS, MLS# G5118045.

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