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Overview

4 bd2 ba1,938 sqft2 car garageSingle Family
TypeSingle Family
HOA$75/yr
Built2026
Lot5,500 sqft
Living area1,938 sqft
Price / sqft$160
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WILLOWBROOK NORTH
Type
Single Family Residence

True monthly carry

HOA
~$6/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatWalk-in Closet(s)Sidewalk

1056 Luke Ave is a 2026-built home in Willowbrook North, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,938 square feet of living space. Listed at $309,990 (about $160/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 annually.

From the listing

Virtually Staged. Under Construction. The Mulberry floor plan epitomizes the charm of single-story living with its spacious and versatile layout, perfectly crafted for the modern single-family lifestyle. Spread across 1,938 square feet, this home offers ample room for comfort and functionality. Featuring four bedrooms and two bathrooms, including a luxurious master suite, residents enjoy privacy and relaxation in every corner. The open-concept design seamlessly integrates the living, dining, and kitchen areas, creating a welcoming space for gatherings and daily activities. With two garage spaces, homeowners benefit from secure parking and additional storage, enhancing the convenience of this delightful residence. From its thoughtfully designed layout to its contemporary amenities, the Mulberry floor plan combines practicality with style, catering to the diverse needs of today's families. Whether it's enjoying quality time with loved ones in the expansive living areas, preparing meals in the well-appointed kitchen, or retreating to the tranquility of the private bedrooms, this home offers a sanctuary for creating cherished memories and embracing the comforts of home. With its timeless appeal and functional design, the Mulberry floor plan sets the stage for a fulfilling lifestyle characterized by comfort, convenience, and warmth.

The essentials

Built
2026
Price / sqft
$160
On market
5 days
Annual tax
$911
HOA
$75/yr
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
5,500 sqft lot
Lot size
1,938 sqft
Living area

Payment

Est. monthly payment
$1,854/mo
Down payment (20%)
$61,998
Property taxes
$76/mo
HOA
$75/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,500 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
5
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Elementary
Lake Alfred Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$911
Parcel #
26-28-10-530502-000610

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Willowbrook North
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
5,500 sqft
Conservation Area
HOA
$75/yr
Highland Management/ Olive

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #G5118814
$309,990
$160/sqft

Neighborhood

1056 Luke Ave
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $309,990
$307,500 – $309,990
99.5% – 100% of listTops out right at the list price
80% of listList price
165 of the last 268 home closings in 33881 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 5.

Sample: 268 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,854/mo
Principal & interest$1,617
Property taxes$76
Insurance$155
HOA$6
Down payment20% · $61,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,990

$160 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,938 sq ft

Time on market

5 days

Year built

2026

Monthly payment

About $1,854/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $911 annual tax bill, insurance, and the $75/yr HOA fee.

HOA fee

$75/yr

Managed by Highland Management/ Olive.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Nancy Pruitt, PAListing data from Stellar MLS, MLS# G5118814.

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