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Overview

3 bd2 ba1,374 sqftSingle Family
TypeSingle Family
HOANone listed
Built1926
Lot11,000 sqft
Living area1,374 sqft
Price / sqft$218

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingWindow TreatmentsLightingConvection OvenDryerElectric Water Heater

494 Brainard Ave is a 1926-built home in Umatilla Osceola Park, Umatilla. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,374 square feet of living space. Listed at $299,000 (about $218/sqft), 2 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully updated 3-bedroom, 1.5-bath Craftsman cottage in the heart of Umatilla! Full of timeless character and modern improvements, this inviting home has been freshly painted throughout and offers a wonderful blend of classic architectural details and thoughtful upgrades. Major improvements include a metal roof, central heating and air, updated plumbing and electrical, providing a great foundation for comfortable living. The charming curb appeal immediately catches your eye, with a spacious covered front porch and convenient attached carport. Step inside to discover a welcoming living room featuring high ceilings and beautiful period details, including original-style 15-light double French doors, built-in bookshelves, and a built-in desk that add character and functionality. The adjoining dining room showcases a classic tongue-and-groove wood ceiling, creating a warm and distinctive space for gathering with family and friends. French doors off the dining room lead to a versatile bonus room with its own exterior entrance. Whether you envision a private studio, home office, hobby room, or creative retreat, this flexible space offers plenty of possibilities. The kitchen beautifully combines character and modern style. Original hardwood cabinetry has been refreshed with new paint and hardware, while additional shaker-style cabinetry and a classic butcher-block countertop provide extra workspace beside the stove. A tile backsplash, range hood, open shelving, and high-end Samsung appliances complete this inviting kitchen, making it a great space for everyday cooking and entertaining. Convenience continues with an interior laundry area just off the kitchen and rear hallway, thoughtfully tucked away behind smoked-glass doors for a clean, streamlined appearance. Out back, enjoy a fenced backyard featuring a dedicated fire pit area, perfect for relaxing outdoors or gathering with friends. The generous lot offers room to garden, create additional outdoor living space, or explore the possibilities of adding a garage or workshop. Full of Craftsman charm, fresh updates, and versatile living spaces, this delightful Umatilla cottage offers character, functionality, and room to make it your own—all in a convenient location close to the heart of town.

The essentials

Built
1926
Price / sqft
$218
On market
2 days
Annual tax
$3,752
Flood zone
X · Low risk
Lot
11,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1926
0.25 acres
Lot size
1,374 sqft
Living area

Payment

Est. monthly payment
$2,021/mo
Down payment (20%)
$59,800
Property taxes
$313/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1926
Lot
11,000 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Off Street
Days on Market
2
Built-in Features
Ceiling Fans(s)
Crown Molding
Window Treatments
Lighting
Convection Oven
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$3,752
Parcel #
12-18-26-0700-000-09300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Umatilla Osceola Park
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
11,000 sqft
Corner Lot

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #G5118892
$299,000
$218/sqft

Neighborhood

494 Brainard Ave
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $299,000
$292,500 – $299,000
98% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 home closings in 32784 landed at this number or higher (51%). The median one sat 54 days before it went under contract, and this one is on day 2.

Sample: 89 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,022/mo
Principal & interest$1,559
Property taxes$313
Insurance$150
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

$218 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,374 sq ft

Time on market

2 days

Year built

1926

Monthly payment

About $2,021/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,752 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byRIGHT REALTY CONNECTION, INC.Listing agent: Geoffrey ChernaultListing data from Stellar MLS, MLS# G5118892.

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