12 Laurel Dr, photo 1
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Overview

0 baLand
TypeLand
HOA$127/qtr
Lot9,884 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

12 Laurel Dr is a home in Armand Beach East Sub, Palm Coast. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $127 quarterly.

From the listing

Coastal living doesn’t get better than this. Welcome to 12 Laurel Drive, an exceptional opportunity to own one of the few remaining buildable homesites in the highly desirable East Armand Beach community in Palm Coast. Tucked away on a quiet cul-de-sac east of A1A, this prime lot places you just moments from the sand with PRIVATE BEACH ACCESS and a community pool exclusively for residents. Whether you’re dreaming of a luxury beach retreat, full-time coastal residence, or investment property, this location delivers the Florida lifestyle buyers are searching for, at an incredible value. Imagine morning walks along the Atlantic, afternoons by the pool, and evenings listening to the ocean breeze from your future backyard. This homesite is open builder with no minimum build time, giving you the flexibility to design and build at your own pace with the builder of your choice. Surrounded by natural beauty, you’re minutes from local favorites including Bing's Landing, Washington Oaks Gardens State Park, scenic walking and biking trails, waterfront dining, and everyday conveniences. Enjoy easy access to beloved spots like Captain's BBQ and JT's Seafood Shack while still feeling tucked away in your own private coastal escape. Included with the property are a boundary survey, topographic survey, and conceptual home plans, giving you a valuable head start toward building your dream home. Opportunities like this in such a sought-after beachside community are becoming increasingly rare. Secure your slice of paradise before it’s gone!

The essentials

On market
138 days
Annual tax
$2,041
HOA
$127/qtr
Flood zone
AE
Lot
9,884 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,270/mo
Down payment (20%)
$37,000
Property taxes
$170/mo
HOA
$127/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
9,884 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
138
Flood Zone AE
Annual Tax (2025)
$2,041
Parcel #
20-10-31-0300-01330-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Armand Beach East Sub
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
9,884 sqft
BuildableCul-De-Sac
HOA
$127/qtr
MAY Management Services, Inc

Price history

Date
Event
Price
7/30/2026
Price change
Source: Stellar MLS #GC540545
$185,000-2.1%
5/26/2026
Listed for sale
Source: Stellar MLS #GC540545
$189,000

Neighborhood

12 Laurel Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,269/mo
Principal & interest$965
Property taxes$170
Insurance$93
HOA$42
Down payment20% · $37,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$185,000

Time on market

138 days

Monthly payment

About $1,270/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,041 annual tax bill, insurance, and the $127/qtr HOA fee.

HOA fee

$127/qtr

Managed by MAY Management Services, Inc.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byBHGRE THOMAS GROUPListing agent: Brittney McKinleyListing data from Stellar MLS, MLS# GC540545.

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