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Overview

3 bd2 ba1,222 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1901
Lot15,647 sqft
Living area1,222 sqft
Price / sqft$220
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorWalk-in Closet(s)StorageDishwasherMicrowaveRefrigerator

398 Virginia St is a 1901-built home in Halls Sub, Frostproof. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,222 square feet of living space. Listed at $268,999 (about $220/sqft), 103 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Step back in time while enjoying modern conveniences in this unique 3-bedroom, 2-bath home situated on a desirable corner lot in Frostproof. Originally built in 1901 and relocated to its current site decades later, this charming residence showcases high ceilings, beautiful wood flooring, and numerous updates throughout.The spacious interior features an updated kitchen with new cabinetry, central heat and air with heat pump, updated electrical and plumbing systems, and a convenient indoor laundry room. A 2020 whole-house solar system helps provide energy efficiency, while city water and sewer service add convenience. The property also includes a RainSoft water treatment system and separate irrigation meters.Outdoor amenities abound with a chain-link fenced yard, double carport, and an inviting 5-foot-deep saltwater soaker pool enclosed within a screened lanai—perfect for relaxing and entertaining. Hobbyists, contractors, or those needing extra storage will appreciate the impressive 34.6' x 30' x 12'10" metal barn featuring electric roll-up doors. Additional outbuildings include a 10' x 10' she shed and a 12' x 17' storage building with electricity and a roll-up door.This one-of-a-kind property combines historic character, modern updates, and exceptional outdoor improvements, offering endless possibilities for work, recreation, and comfortable living. Schedule your private showing today!

The essentials

Built
1901
Price / sqft
$220
On market
108 days
Annual tax
$2,448
Flood zone
X · Low risk
Lot
15,647 sqft
Type
Single Family Residence

At a glance

Single family
Built 1901
Private pool
In Ground
2 car garage
Covered
0.36 acres
Lot size
1,222 sqft
Living area

Payment

Est. monthly payment
$1,741/mo
Down payment (20%)
$53,800
Property taxes
$204/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1901
Lot
15,647 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Covered, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Parking, Workshop in Garage
Pool
In Ground, Salt Water, Screen Enclosure
Days on Market
108
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Walk-in Closet(s)
Storage
Dishwasher
Microwave
Refrigerator
Elementary
Frostproof Elem
Middle
Frostproof Middle Se
High
Frostproof Middle - Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2026)
$2,448
Parcel #
28-31-33-977400-006010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Halls Sub
County
Polk
MLS Area
33843 - Frostproof
Lot Size
15,647 sqft
Corner LotCity LimitsLevelPaved

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #K4903585
$268,999-0.4%
$220/sqft
-
Price change
Source: Stellar MLS #K4903585
$270,000-1.8%
$221/sqft
6/23/2026
Listed for sale
Source: Stellar MLS #K4903585
$275,000
$225/sqft

Neighborhood

398 Virginia St
Frostproof, FL, 33843 · 33843 - Frostproof

Market insights

Offer Insights

Choose an offer strength

List price: $268,999
$262,500 – $268,999
98% – 100% of listTops out right at the list price
80% of listList price
32 of the last 63 home closings in 33843 landed at this number or higher (51%). The median one sat 41 days before it went under contract, and this one is on day 108 after a $6,001 cut.

Sample: 63 closed home sales in 33843 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,741/mo
Principal & interest$1,403
Property taxes$204
Insurance$134
Down payment20% · $53,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$268,999

$220 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,222 sq ft

Time on market

108 days

Year built

1901

Monthly payment

About $1,741/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,448 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKEYSTONE REALTYListing agent: Michelle HuttoListing data from Stellar MLS, MLS# K4903585.

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