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About this home
402 Cruisers Dr is a 2005-built home in MT Olive Shores North Add 02, Polk City. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,674 square feet of living space. Listed at $475,000 (about $284/sqft), 521 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,620 annually.
This beautiful 3-bedroom, 2 bath home located in the desirable 55+coommunity of Mt Olive Shores North offers a range of premium features and upgrades. The kitchen is designed with wood cabinetry, granite countertops, double oven and new appliances, with a skylight that fills the space with natural light. The spacious living and dining area includes a built-in bar, perfect for entertaining. The two sets of French doors lead to a Florida room, providing additional living space. Upgrades include a NEW ROOF (2024), WATER HEATER (2023) and Air conditioning serviced (2023). The property also has its own well for irrigation, providing cost effective yard maintenance. The home has an RV port that measures 60X15, which is completely shaded from the sun. The carport that measures 2011 as well as a garage providing plenty of parking space. Located in Central Florida, it is close to shopping, medical facilities and area attractions.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$475,000
$284 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,674 sq ft
Time on market
521 days
Year built
2005
Monthly payment
About $3,120/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,249 annual tax bill, insurance, and the $1,620/yr HOA fee.
HOA fee
$1,620/yr
Managed by Elisabeth Jean Louis.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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