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Active
$475,000
402 Cruisers Dr, Polk City, FL, 33868
$284/sqft·MT Olive Shores North Add 02
Est. $2,477/moSee payment2
beds
2
baths
1,674
sqft
1
garage
Listed by WORTH CLARK REALTY· Last updated · MLS# L4956231
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About this home
Ceiling Fans(s)ClubhouseDeed RestrictionsDog ParkFitness CenterGated Community - GuardDishwasherDisposal
402 Cruisers Dr is a 2005-built home in MT Olive Shores North Add 02, Polk City. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,674 square feet of living space. Listed at $475,000 (about $284/sqft), 206 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,620 annually.
From the listing
This beautiful 3-bedroom, 2 bath home located in the desirable 55+coommunity of Mt Olive Shores North offers a range of premium features and upgrades. The kitchen is designed with wood cabinetry, granite countertops, double oven and new appliances, with a skylight that fills the space with natural light. The spacious living and dining area includes a built-in bar, perfect for entertaining. The two sets of French doors lead to a Florida room, providing additional living space. Upgrades include a NEW ROOF (2024), WATER HEATER (2023) and Air conditioning serviced (2023). The property also has its own well for irrigation, providing cost effective yard maintenance. The home has an RV port that measures 60X15, which is completely shaded from the sun. The carport that measures 2011 as well as a garage providing plenty of parking space. Located in Central Florida, it is close to shopping, medical facilities and area attractions.
The essentials
Built
2005
Price / sqft
$284
On market
246 days
Annual tax
$3,249
HOA
$1,620/yr
Flood zone
X · low risk
Lot
10,145 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2005
Lot
10,145 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
246
Ceiling Fans(s)
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Dishwasher
Disposal
Homestead exemption on fileFlood Zone X
Annual Tax (2024)
$3,249
Parcel #
25-27-06-298367-002520
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
MT Olive Shores North Add 02
County
Polk
MLS Area
33868 - Polk City
Lot Size
10,145 sqft
HOA
$1,620/yr
Elisabeth Jean Louis
Date
Event
Price
4/1/2026
Price change
Source: Stellar MLS #L4956231
$475,000-11.9%
$284/sqft
—
Price change
Source: Stellar MLS #L4956231
$539,000-10.0%
$322/sqft
10/27/2025
Listed for sale
Source: Stellar MLS #L4956231
$599,000
$358/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$3,183
Principal, interest, tax, insurance, HOA
- P&I$2,477
- Tax$271
- Insurance$300
- HOA$135
Loan Amount
$380,000
Down Payment %
20.0%
First Year Summary
Principal
$4,011
Interest
$25,717
Balance
$375,989
Total Interest
$511,834
Total Cost
$891,834
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