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Overview

1 bd1 ba1,056 sqftSingle Family
TypeSingle Family
HOA$2,000/yr
Built2015
Lot8,999 sqft
Living area1,056 sqft
Price / sqft$449

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboPrimary Bedroom Main FloorRv HookupBuyer Approval RequiredClubhouseDeed RestrictionsDog Park

1030 Cross Roads Dr is a 2015-built home in MT Olive Shores North Add 03, Polk City. Inside you'll find 1 bedrooms, 1 bathrooms, and 1,056 square feet of living space. Listed at $473,750 (about $449/sqft), 136 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,000 annually.

From the listing

Welcome to Florida luxury living at 1030 Crossroads Dr, located in the highly sought after MT Olive Shores North, a premier 55+ gated RV community in Polk City FL. This beautifully maintained 1 bedroom, 1 bath home offers 1056 sq. Ft. Of comfortable living space on an impressive 8999 sq. Ft. Lot. The open floor plan creates a bright, inviting atmosphere, complemented by plantation shutters throughout and a charming covered front porch. For RV enthusiasts, the property features a 15’ x 55’ RV carport with full hookups, providing convenient and protected parking. Step into the spacious 16’ x 24’ private breezeway, the perfect spot for relaxing, entertaining, or enjoying morning coffee or evening gatherings. Dual ceiling fans provide added comfort, and with no homes permitted to be built behind the property, you’ll enjoy added privacy and a peaceful setting. The Casita offers versatile additional space and storage, ideal for housing bikes and a golf cart, creating a craft room, or setting up a private workspace. Residents of MT Olive Shores North enjoy an exceptional selection of amenities, including two clubhouses, two swimming pools, fitness centers, pickleball courts, and a full calendar of daily activities, all within a welcoming gated 55+ community. Come experience the relaxed Florida lifestyle and exceptional amenities that make Mt Olive Shores North such a special place to call home.

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The essentials

Built
2015
Price / sqft
$449
On market
136 days
Annual tax
$3,698
HOA
$2,000/yr
Flood zone
X · Low risk
Lot
8,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
Community pool
Shared amenity
8,999 sqft lot
Lot size
1,056 sqft
Living area

Payment

Est. monthly payment
$3,183/mo
Down payment (20%)
$94,750
Property taxes
$308/mo
HOA
$2,000/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
8,999 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
RV Carport
Days on Market
136
Ceiling Fans(s)
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Rv Hookup
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Gated Community - Guard
Golf Carts OK
Pool
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,698
Parcel #
25-27-06-298359-000400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
MT Olive Shores North Add 03
County
Polk
MLS Area
33868 - Polk City
Lot Size
8,999 sqft
HOA
$2,000/yr
Elisabeth Jean Louis

Price history

Date
Event
Price
6/1/2026
Listed for sale
Source: Stellar MLS #L4962325
$473,750
$449/sqft

Neighborhood

1030 Cross Roads Dr
Polk City, FL, 33868 · 33868 - Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $473,750
$465,000 – $473,750
98% – 100% of listTops out right at the list price
80% of listList price
46 of the last 90 home closings in 33868 landed at this number or higher (51%). The median one sat 44 days before it went under contract, and this one is on day 136.

Sample: 90 closed home sales in 33868 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,183/mo
Principal & interest$2,471
Property taxes$308
Insurance$237
HOA$167
Down payment20% · $94,750
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$473,750

$449 per sq ft

Beds and baths

1 beds, 1 baths

Size

1,056 sq ft

Time on market

136 days

Year built

2015

Monthly payment

About $3,183/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,698 annual tax bill, insurance, and the $2,000/yr HOA fee.

HOA fee

$2,000/yr

Managed by Elisabeth Jean Louis.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWORTH CLARK REALTYListing agent: Douglass DillardListing data from Stellar MLS, MLS# L4962325.

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