Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- BRIDGE POINTE
- Type
- Townhouse
True monthly carry
- HOA
- ~$112/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
398 Chesapeake Dr is a 2026-built home in Bridge Pointe, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,730 square feet of living space. Listed at $339,360 (about $196/sqft), 137 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,344 annually.
Under Construction. Open-Concept 3BR/2.5BA Townhome with Garage & Lanai. Beautifully designed 3-bedroom townhome featuring an open floor plan, 1-car garage, and covered lanai. The kitchen boasts quartz countertops, 36" shaker cabinets, stainless steel Samsung appliances (including smart range), a pantry, and a breakfast bar. Luxury vinyl plank flooring flows through the main living areas and wet spaces, with stain-resistant carpet in bedrooms and upstairs. The spacious owner’s suite includes a walk-in closet, dual vanities, and a tiled shower. Two additional bedrooms share a full bath and hallway linen closet. Upgrades & Features: Energy-efficient construction: R-30 insulation, Low-E windows, foam block insulation Samsung washer & dryer LED lighting, faux wood blinds, and built-in pest control Soft-close cabinetry, tile backsplash, and pull-down kitchen faucet Move-in ready with modern finishes throughout!
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 130 closed townhouse or villa sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$339,360
$196 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,730 sq ft
Time on market
137 days
Year built
2026
Monthly payment
About $2,490/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $1,344/yr HOA fee.
HOA fee
$1,344/yr
Managed by HCMANAGEMENT.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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