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Overview

4 bd3 ba2,914 sqft2 car garageSingle Family
TypeSingle Family
HOA$102/yr
Built2015
Lot8,712 sqft
Living area2,914 sqft
Price / sqft$156
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsPrimarybedroom UpstairsSolid Wood CabinetsStone CountersWalk-in Closet(s)PlaygroundDog Park

4597 Baler Trails Dr is a 2015-built home in Gramercy Farms Ph 3, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,914 square feet of living space. Listed at $454,999 (about $156/sqft), 129 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $102 annually.

From the listing

Welcome to this spacious 4-bedroom, 2.5-bath, two-story home featuring an oversized yard with plenty of room to relax, entertain, or create your own outdoor oasis! Major updates provide peace of mind, including a roof, A/C, and garage door that are all just 2 years old. Inside, you’ll find beautiful granite countertops and a functional layout designed for everyday living. Ceramic tile flooring flows throughout all wet areas, while durable vinyl plank flooring extends through most of the home, with cozy carpet in the living room for added comfort. The spacious primary suite offers two walk-in closets and an ensuite bathroom complete with dual sinks, a separate soaking tub, and a walk-in shower. This home offers the perfect combination of space, style, and important upgrades—ready for its next owner to make it their own!

The essentials

Built
2015
Price / sqft
$156
On market
129 days
Annual tax
$5,915
HOA
$102/yr
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
2 car garage
8,712 sqft lot
Lot size
2,914 sqft
Living area

Payment

Est. monthly payment
$3,102/mo
Down payment (20%)
$91,000
Property taxes
$493/mo
HOA
$102/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
8,712 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
129
Ceiling Fans(s)
High Ceilings
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Playground
Dog Park
Irrigation-reclaimed Water
Park
Sidewalks
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,915
Parcel #
19-26-31-0158-0001-0680

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gramercy Farms Ph 3
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,712 sqft
Oversized Lot
HOA
$102/yr
Rizzetta and Co / Keisha Andrew

Price history

Date
Event
Price
7/22/2026
Price change
Source: Stellar MLS #O6413508
$454,999
$156/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #O6413508
$455,000
$156/sqft

Neighborhood

4597 Baler Trails Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $454,999
$452,500 – $454,999
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 129 after a $1 cut.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,102/mo
Principal & interest$2,373
Property taxes$493
Insurance$227
HOA$9
Down payment20% · $91,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$454,999

$156 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,914 sq ft

Time on market

129 days

Year built

2015

Monthly payment

About $3,102/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,915 annual tax bill, insurance, and the $102/yr HOA fee.

HOA fee

$102/yr

Managed by Rizzetta and Co / Keisha Andrew.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTROPICAL SPRINGS REALTYListing agent: Nick NastaseListing data from Stellar MLS, MLS# O6413508.

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