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Overview

3 bd3 ba2,082 sqft2 car garageSingle Family
TypeSingle Family
HOA$90/mo
Built2016
Lot6,229 sqft
Living area2,082 sqft
Price / sqft$219
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboOpen FloorplanStone CountersWalk-in Closet(s)Lighting

1553 Caterpillar St is a 2016-built home in Turtle Creek Ph 1a, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,082 square feet of living space. Listed at $455,000 (about $219/sqft), 93 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 monthly.

From the listing

Discover Your Dream Home in Turtle Creek!!!! This beautifully maintained 3-bedroom, 2.5-bathroom single-family residence in the desirable Turtle Creek community of St. Cloud, FL offers the perfect blend of comfort and style. This home features over 2,082 sq ft of heated living space with an open-concept layout designed for effortless entertaining and everyday living. Step inside to gorgeous granite countertops, stainless steel appliances, and rich ceramic tile flooring throughout the main living areas. The spacious primary suite boasts a luxury en-suite bath with dual vanities and a garden style soaking tub, while two additional bedrooms provide flexibility for family or guests. Outside, enjoy a large fenced backyard with a paved patio perfect for relaxing or gatherings. Additional highlights include a 2-car garage, community pool access, and a prime location near shops, dining, and Lake Nona attractions. Don't miss this move in ready gem!! Seller is motivated!! Schedule your private showing today.

The essentials

Built
2016
Price / sqft
$219
On market
93 days
Annual tax
$3,616
HOA
$90/mo
Flood zone
X · Low risk
Lot
6,229 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
Community pool
Shared amenity
2 car garage
6,229 sqft lot
Lot size
2,082 sqft
Living area

Payment

Est. monthly payment
$2,992/mo
Down payment (20%)
$91,000
Property taxes
$301/mo
HOA
$90/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
6,229 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
93
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Walk-in Closet(s)
Lighting
Sidewalk
Sprinkler Metered
Community Mailbox
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Lakeview Elem (K 5)
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,616
Parcel #
31-25-31-0840-0001-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Turtle Creek Ph 1a
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,229 sqft
HOA
$90/mo
Artemis Lifestyles

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #O6424303
$455,000-1.1%
$219/sqft
-
Price change
Source: Stellar MLS #O6424303
$460,000-5.2%
$221/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #O6424303
$485,000
$233/sqft

Neighborhood

1553 Caterpillar St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $455,000
$452,500 – $455,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 93 after a $30,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,992/mo
Principal & interest$2,373
Property taxes$301
Insurance$228
HOA$90
Down payment20% · $91,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$455,000

$219 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,082 sq ft

Time on market

93 days

Year built

2016

Monthly payment

About $2,992/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,616 annual tax bill, insurance, and the $90/mo HOA fee.

HOA fee

$90/mo

Managed by Artemis Lifestyles.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySIMPLYSOLD REAL ESTATE PREMIERListing agent: Greg SibleyListing data from Stellar MLS, MLS# O6424303.

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