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Overview

2 bd2 ba1,570 sqft2 car garageSingle Family
TypeSingle Family
HOA$210/qtr
Built1989
Lot6,000 sqft
Living area1,570 sqft
Price / sqft$184
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Vaulted Ceiling(s)Walk-in Closet(s)Rain GuttersDeed RestrictionsGolfStreet LightsConvection Oven

6540 Foxmoor Dr is a 1989-built home in Silver Oaks Ph 01, Zephyrhills. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,570 square feet of living space. Listed at $289,000 (about $184/sqft), 117 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 quarterly.

From the listing

Move in with confidence knowing the expensive updates have already been completed. Located in the golf-cart-friendly Silver Oaks community, this well-maintained 2-bedroom, 2-bath home offers over $40,000 in fully paid-off improvements designed to provide comfort, efficiency, and long-term value. Major upgrades include a whole-home Generac generator with dedicated propane reserve, full impact hurricane windows, a 2020 roof with radiant barrier, a 2022 high-efficiency A/C system, and a paid-off solar water heater—giving buyers peace of mind and potential savings on insurance and utility costs. Inside, you'll find an open, light-filled floor plan with soaring vaulted ceilings, brand-new stainless steel kitchen appliances, a spacious primary suite with dual walk-in closets, a garden tub, and a separate shower. The enclosed sunroom provides the perfect flex space for a home office, reading room, hobby space, or your morning coffee. The seller is also offering a $3,000 flooring credit at closing, allowing you to personalize the flooring to your own style before moving in. Located in Flood Zone X (no flood insurance required), with a low HOA and no CDD fees, this home combines affordability with exceptional value. Now priced at $289,000, this is a rare opportunity to own a home where the major improvements have already been made. Schedule your private showing today.

The essentials

Built
1989
Price / sqft
$184
On market
117 days
Annual tax
$2,097
HOA
$210/qtr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
2 car garage
6,000 sqft lot
Lot size
1,570 sqft
Living area

Payment

Est. monthly payment
$1,896/mo
Down payment (20%)
$57,800
Property taxes
$175/mo
HOA
$210/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
6,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
117
Cathedral Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Deed Restrictions
Golf
Street Lights
Convection Oven
Dishwasher
Microwave
Range
Refrigerator
Solar Hot Water
Elementary
West Zephyrhills Elemen-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,097
Parcel #
03-26-21-0120-00000-0530

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Oaks Ph 01
County
Pasco
MLS Area
33542 - Zephyrhills
Lot Size
6,000 sqft
City LimitsSidewalkPavedPrivate
HOA
$210/qtr
Silver Oaks Community Association

Price history

Date
Event
Price
8/6/2026
Price change
Source: Stellar MLS #L4962788
$289,000-3.7%
$184/sqft
-
Price change
Source: Stellar MLS #L4962788
$300,000-1.6%
$191/sqft
6/16/2026
Listed for sale
Source: Stellar MLS #L4962788
$305,000+125.9%
$194/sqft
11/17/2014
Sold
Source: Pasco County Public Record
$135,000
$86/sqft

Neighborhood

6540 Foxmoor Dr
Zephyrhills, FL, 33542 · 33542 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $289,000
$280,000 – $289,000
97.1% – 100% of listTops out right at the list price
80% of listList price
75 of the last 149 home closings in 33542 landed at this number or higher (50%). The median one sat 45 days before it went under contract, and this one is on day 117 after a $16,000 cut.

Sample: 149 closed home sales in 33542 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,896/mo
Principal & interest$1,507
Property taxes$175
Insurance$145
HOA$70
Down payment20% · $57,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,000

$184 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,570 sq ft

Time on market

117 days

Year built

1989

Monthly payment

About $1,896/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,097 annual tax bill, insurance, and the $210/qtr HOA fee.

HOA fee

$210/qtr

Managed by Silver Oaks Community Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: OJ LarosiliereListing data from Stellar MLS, MLS# L4962788.

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