415 8th St NE, photo 1
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Overview

3 bd2 ba1,652 sqftSingle Family
TypeSingle Family
HOANone listed
Built1926
Lot7,910 sqft
Living area1,652 sqft
Price / sqft$154

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorPrivate MailboxPrivate YardBuilt-in OvenDishwasherMicrowave

415 8th St NE is a 1926-built home in Elbert Park Resub, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,652 square feet of living space. Listed at $255,000 (about $154/sqft), 106 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Move-in ready, thoughtfully updated, and NO HOA -- this charming Winter Haven bungalow checks the boxes buyers are looking for! Featuring 3 bedrooms and 2 bathrooms, this inviting home offers the perfect combination of comfort, character, and value in a convenient location. Step inside to discover durable wood-look tile flooring throughout, beautiful granite countertops, and a cozy wood-burning fireplace that creates an ideal gathering space. Major updates completed in **2020--including the roof, HVAC system, water heater, and windows--**offer valuable peace of mind for the next owner. Outside, the fully fenced backyard provides the flexibility buyers love, whether you need space for pets, play, entertaining, or simply enjoying the Florida sunshine. And with no HOA, you have the freedom to enjoy your property your way. Conveniently located in the heart of Winter Haven with easy access to shopping, dining, schools, parks, and everything Central Florida has to offer. If you're looking for a home with the updates already in place, a great yard, and no HOA restrictions, this is one you won't want to miss. Schedule your private showing today!

The essentials

Built
1926
Price / sqft
$154
On market
106 days
Annual tax
$2,886
Flood zone
X · Low risk
Lot
7,910 sqft
Type
Single Family Residence

At a glance

Single family
Built 1926
7,910 sqft lot
Lot size
1,652 sqft
Living area

Payment

Est. monthly payment
$1,698/mo
Down payment (20%)
$51,000
Property taxes
$241/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1926
Lot
7,910 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
106
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Private Mailbox
Private Yard
Built-in Oven
Dishwasher
Microwave
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,886
Parcel #
26-28-21-577500-005150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Elbert Park Resub
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
7,910 sqft

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #L4963119
$255,000-1.9%
$154/sqft
-
Price change
Source: Stellar MLS #L4963119
$259,900-5.5%
$157/sqft
6/27/2026
Listed for sale
Source: Stellar MLS #L4963119
$275,000
$166/sqft

Neighborhood

415 8th St NE
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $255,000
$252,500 – $255,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 106 after a $20,000 cut.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,698/mo
Principal & interest$1,330
Property taxes$241
Insurance$128
Down payment20% · $51,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$255,000

$154 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,652 sq ft

Time on market

106 days

Year built

1926

Monthly payment

About $1,698/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,886 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Amanda PlowdenListing data from Stellar MLS, MLS# L4963119.

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