2240 Sea Island Cir N, photo 1
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Overview

2 bd2 ba1,241 sqft1 car garageSingle Family
TypeSingle Family
HOA$239.5/mo
Built1987
Lot4,251 sqft
Living area1,241 sqft
Price / sqft$169
Garage1 car

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About this home

Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboSplit BedroomWalk-in Closet(s)Buyer Approval RequiredClubhouseCommunity Mailbox

2240 Sea Island Cir N is a 1987-built home in Highland Fairways Ph 01, Lakeland. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,241 square feet of living space. Listed at $210,000 (about $169/sqft), 61 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $239.5 monthly.

From the listing

Welcome to easy living in Highland Fairways. Located at 2240 Sea Island Circle in Lakeland, this beautifully updated 2-bedroom, 2-bathroom home offers the kind of comfort, convenience, and low-maintenance lifestyle that makes every day feel a little more relaxed. Inside, you’ll find a well-cared-for interior with tasteful updates, an inviting layout, and plenty of space to enjoy both everyday living and entertaining. The large Florida room is a standout feature, offering the perfect place to relax with morning coffee, enjoy the natural light, or create an additional sitting area, hobby space, or reading retreat. A garage adds extra storage and practicality, making this home as functional as it is welcoming. Beyond the home itself, Highland Fairways is known for its maintenance-free lifestyle, giving residents more time to enjoy the things they love and less time worrying about exterior upkeep. This sought-after community also offers a wonderful range of amenities, including a clubhouse, pool, golf, and recreational activities that create a vibrant and social atmosphere. Whether you enjoy staying active, meeting neighbors, or simply appreciating a peaceful setting, Highland Fairways delivers a lifestyle that is both convenient and enjoyable. Updates: roof (2017), central hvac (2018), water heater (2026), windows & doors (2019).

The essentials

Built
1987
Price / sqft
$169
On market
61 days
Annual tax
$3,419
HOA
$239.5/mo
Flood zone
X · Low risk
Lot
4,251 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Community pool
Shared amenity
1 car garage
Garage Door Opener
4,251 sqft lot
Lot size
1,241 sqft
Living area

Payment

Est. monthly payment
$1,724/mo
Down payment (20%)
$42,000
Property taxes
$285/mo
HOA
$239.5/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
4,251 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
61
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Split Bedroom
Walk-in Closet(s)
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Sidewalks
Special Community Restrictions
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
Griffin Elem
Middle
Sleepy Hill Middle
High
Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,419
Parcel #
23-28-03-021511-001130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highland Fairways Ph 01
County
Polk
MLS Area
33810 - Lakeland
Lot Size
4,251 sqft
HOA
$239.5/mo
Shannon Berry

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #L4964045
$210,000-6.7%
$169/sqft
8/11/2026
Listed for sale
Source: Stellar MLS #L4964045
$225,000
$181/sqft

Neighborhood

2240 Sea Island Cir N
Lakeland, FL, 33810 · 33810 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $210,000
$210,000
99.5% – 100% of listTops out right at the list price
80% of listList price
185 of the last 301 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 61 after a $15,000 cut.

Sample: 301 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,725/mo
Principal & interest$1,095
Property taxes$285
Insurance$105
HOA$240
Down payment20% · $42,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$210,000

$169 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,241 sq ft

Time on market

61 days

Year built

1987

Monthly payment

About $1,724/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,419 annual tax bill, insurance, and the $239.5/mo HOA fee.

HOA fee

$239.5/mo

Managed by Shannon Berry.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS REALTYListing agent: Gate ArtyListing data from Stellar MLS, MLS# L4964045.

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