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Overview

3 bd2 ba1,661 sqft2 car garageSingle Family
TypeSingle Family
HOA$350/yr
Built2006
Lot1,306,800 sqft
Living area1,661 sqft
Price / sqft$166
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorCathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboSplit BedroomVaulted Ceiling(s)

106 Majestic Gardens CT is a 2006-built home in Gardens, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,661 square feet of living space. Listed at $275,000 (about $166/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

Welcome home to this beautifully designed 3 bedroom , 2 bath split plan home located in a desirable gated community! The open layout creates a spacious, inviting feel, with a large kitchen overlooking the living areas - perfect for every day living and entertaining. Step outside to enjoy a large back yard, offering plenty of room for pets, play, gardening or creating your own outdoor oasis. Located in an area convenient to LEGOLAND, major highways shopping, restaraunts, and Central Florida's world-famous theme parks, this home puts everything you need within easy reach. Best of all, there is no CDD, No flood insurance required, and low HOA, making this an attractive opportunity for both homeowners and investors. A gated community, newer roof, paint and carpet, septic pumped in 2025, all makes this one worth seeing!

The essentials

Built
2006
Price / sqft
$166
On market
62 days
Annual tax
$1,550
HOA
$350/yr
Flood zone
X · Low risk
Lot
1,306,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
0.30 acres
Lot size
1,661 sqft
Living area

Payment

Est. monthly payment
$1,730/mo
Down payment (20%)
$55,000
Property taxes
$129/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
1,306,800 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
62
Attic Ventilator
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Deed Restrictions
Street Lights
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Range
Range Hood
Refrigerator
Washer
Elementary
Pinewood Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,550
Parcel #
16-29-26-689002-000330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gardens
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
1,306,800 sqft
Corner LotCul-De-SacPavedPrivate
HOA
$350/yr
David, Highland Community Management

Price history

Date
Event
Price
8/10/2026
Listed for sale
Source: Stellar MLS #L4964169
$275,000
$166/sqft

Neighborhood

106 Majestic Gardens CT
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $275,000
$272,500 – $275,000
99.5% – 100% of listTops out right at the list price
80% of listList price
115 of the last 196 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 62.

Sample: 196 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,730/mo
Principal & interest$1,434
Property taxes$129
Insurance$138
HOA$29
Down payment20% · $55,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$275,000

$166 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,661 sq ft

Time on market

62 days

Year built

2006

Monthly payment

About $1,730/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,550 annual tax bill, insurance, and the $350/yr HOA fee.

HOA fee

$350/yr

Managed by David, Highland Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byHARPER REALTY FL, LLCListing agent: Paula ShieldsListing data from Stellar MLS, MLS# L4964169.

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