8281 Lake James Dr, photo 1
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Overview

2 bd2 ba1,847 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,860/yr
Built2006
Lot8,215 sqft
Living area1,847 sqft
Price / sqft$205
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart Home

8281 Lake James Dr is a 2006-built home in Lake James Ph 01, Lakeland. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,847 square feet of living space. Listed at $379,000 (about $205/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,860 semi-annually.

From the listing

The sellers are willing to replace the existing roof prior to closing! Rare opportunity to own a lakefront home in Lake James, a sought-after gated 55+ community in North Lakeland where every residence was crafted by award winning Ernie White Construction. Ideally located just two homes from the clubhouse and community pool, this property offers exceptional convenience along with a beautiful lakefront setting. The popular Gibson model features 2 bedrooms, 2 bathrooms, and a spacious den, perfect for a home office, hobby room, or flexible guest space. The bright, open-concept floor plan flows into a well-appointed kitchen featuring maple cabinetry, granite countertops, and a large center island that provides plenty of workspace and a natural gathering place for family and friends. Triple sliding glass doors open to a large patio overlooking Lake James, creating a peaceful setting to enjoy morning coffee, entertain guests, or simply relax and take in the water views. The Lake James HOA provides lawn maintenance, Wi-Fi, and cable, allowing you to enjoy a convenient, low-maintenance lifestyle. Lakefront living, quality Ernie White construction, desirable community amenities, and the opportunity for a new roof prior to closing make this a home well worth seeing. Schedule your private showing and discover the lifestyle Lake James has to offer.

The essentials

Built
2006
Price / sqft
$205
On market
62 days
Annual tax
$2,658
HOA
$1,860/yr
Flood zone
X · Low risk
Lot
8,215 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Water views
Water
Community pool
Fitness center too
2 car garage
Driveway
8,215 sqft lot
Lot size

Payment

Est. monthly payment
$2,543/mo
Down payment (20%)
$75,800
Property taxes
$222/mo
HOA
$1,860/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
8,215 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
62
Built-in Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Awning(s)
Lighting
Permeable Paving
Sidewalk
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Special Community Restrictions
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
R. Clem Churchwell Elem
Middle
Sleepy Hill Middle
High
Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,658
Parcel #
23-27-10-000829-002150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake James Ph 01
County
Polk
MLS Area
33810 - Lakeland
Lot Size
8,215 sqft
In CountyLandscapedSidewalkPavedPrivateUnincorporated
HOA
$1,860/yr
Lake James HOA

Price history

Date
Event
Price
9/26/2026
Price change
Source: Stellar MLS #L4964229
$379,000-2.8%
$205/sqft
8/12/2026
Listed for sale
Source: Stellar MLS #L4964229
$390,000
$211/sqft

Neighborhood

8281 Lake James Dr
Lakeland, FL, 33810 · 33810 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $379,000
$377,500 – $379,000
99.5% – 100% of listTops out right at the list price
80% of listList price
189 of the last 307 home closings in 33810 landed at this number or higher (62%). The median one sat 25 days before it went under contract, and this one is on day 62 after a $11,000 cut.

Sample: 307 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,543/mo
Principal & interest$1,977
Property taxes$222
Insurance$190
HOA$155
Down payment20% · $75,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$379,000

$205 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,847 sq ft

Time on market

62 days

Year built

2006

Monthly payment

About $2,543/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,658 annual tax bill, insurance, and the $1,860/yr HOA fee.

HOA fee

$1,860/yr

Managed by Lake James HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCLARK REALTY LLCListing agent: Steven PerkinsListing data from Stellar MLS, MLS# L4964229.

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