231 Willow St, photo 1
Active
1 / 25

Overview

3 bd2 ba1,480 sqftSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot14,967 sqft
Living area1,480 sqft
Price / sqft$189

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Stone CountersDishwasherElectric Water HeaterMicrowaveRangeRefrigerator

231 Willow St is a 1973-built home in Blue Lake Terrace, Lake Wales. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,480 square feet of living space. Listed at $279,950 (about $189/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully updated 3-bedroom, 1.5-bath home situated on a spacious .34-acre lot with no HOA. Offering 1,480 square feet of comfortable living space, this move-in-ready property features extensive updates throughout and a fenced-in yard with plenty of room to enjoy the outdoors. Step inside to a bright and welcoming interior featuring brand-new luxury vinyl plank flooring throughout the main living areas and new carpet in the bedrooms. The brand-new kitchen features new cabinets, countertops, and stainless steel appliances, creating a fresh and functional space for everyday living and entertaining. New light fixtures and ceiling fans throughout the home add the finishing touches to the modern updates. Outside, the fenced-in yard provides plenty of space to relax, entertain, garden, or enjoy time outdoors. With a generous .34-acre lot and no HOA, there’s plenty of flexibility to make the outdoor space your own. This home has been extensively updated for peace of mind, including a new roof, updated bathrooms, new electrical and plumbing fixtures, a new drainfield, and a new electric water heater. With modern finishes, extensive updates, a spacious lot, and no HOA, this home is move-in ready and ready for its new owners. USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS.

The essentials

Built
1973
Price / sqft
$189
On market
16 days
Annual tax
$1,033
Flood zone
X · Low risk
Lot
14,967 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
0.34 acres
Lot size
1,480 sqft
Living area

Payment

Est. monthly payment
$1,686/mo
Down payment (20%)
$55,990
Property taxes
$86/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
14,967 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
16
Ceiling Fans(s)
Stone Counters
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,033
Parcel #
27-30-26-927300-001020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Blue Lake Terrace
County
Polk
MLS Area
33859 - Lake Wales
Lot Size
14,967 sqft

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #L4965251
$279,950
$189/sqft

Neighborhood

231 Willow St
Lake Wales, FL, 33859 · 33859 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $279,950
$277,500 – $279,950
99.5% – 100% of listTops out right at the list price
80% of listList price
68 of the last 108 home closings in 33859 landed at this number or higher (63%). The median one sat 33 days before it went under contract, and this one is on day 16.

Sample: 108 closed home sales in 33859 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,686/mo
Principal & interest$1,460
Property taxes$86
Insurance$140
Down payment20% · $55,990
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,950

$189 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,480 sq ft

Time on market

16 days

Year built

1973

Monthly payment

About $1,686/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,033 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPORCHLIGHT HOMES LLCListing agent: Angie ReynoldsListing data from Stellar MLS, MLS# L4965251.

Keep exploring Florida

Pick up where you left off, or see what else is out there.