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Overview

2 bd3 ba2,156 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,620/yr
Built2007
Lot9,261 sqft
Living area2,156 sqft
Price / sqft$244
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsRv HookupClubhouseDeed RestrictionsDog ParkFitness CenterGated Community - Guard

396 Cruisers Dr is a 2007-built home in MT Olive Shores North Add 02, Polk City. Inside you'll find 2 bedrooms, 3 bathrooms, and 2,156 square feet of living space. Listed at $525,000 (about $244/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,620 annually.

From the listing

Exceptional RV Living in Mt. Olive Shores North! Discover this beautiful 2-bedroom, 2.5-bath RV garage home in the desirable community of Mt. Olive Shores North, thoughtfully designed for those who want comfortable Florida living with exceptional space for their motorcoach, vehicles, hobbies, and storage. Inside, you'll find tile flooring throughout the main living areas and an enclosed, tiled Florida room featuring slider windows, screens, and a motorized solar screen—creating a comfortable space to relax and enjoy the Florida lifestyle throughout the year. RV and automobile enthusiasts will appreciate the impressive 52' x 16' RV port and three-car garage, both featuring durable epoxy-coated floors. The garage was designed to accommodate a 6,000-lb. vehicle lift, providing the potential to store a fourth vehicle. Adding even more versatility is the finished, air-conditioned workshop at the rear of the RV port. Complete with a half bath, laundry tub, roll-up door to the RV port, and separate exterior entrance, this flexible space is ideal for a workshop, hobby room, home office, or additional storage. Outdoor living includes an 11' x 11' rear patio, thoughtfully placed landscaping for added privacy, and a motorized solar screen on the RV port. Major updates include a new A/C in 2020 and a new roof 2023 and exterior paint in 2024. Mt. Olive Shores North was created with the RV lifestyle in mind, offering an impressive collection of community amenities and plenty of opportunities to relax, stay active, and enjoy time with neighbors. Convenient access to I-4 puts Tampa and Orlando within easy reach while still enjoying the relaxed atmosphere of Polk City. Here, owning an RV isn't just about traveling—it's about having a lifestyle built around the freedom to explore and a community you'll look forward to coming home to. Hit the road when adventure calls and return to a place where your home, your coach, and your lifestyle fit perfectly together. The road may take you anywhere. Mt. Olive Shores North gives you a place you'll always be happy to call home. Schedule your private showing today!

The essentials

Built
2007
Price / sqft
$244
On market
17 days
Annual tax
$6,027
HOA
$1,620/yr
Flood zone
X · Low risk
Lot
9,261 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Community pool
Fitness center too
3 car garage
9,261 sqft lot
Lot size
2,156 sqft
Living area

Payment

Est. monthly payment
$3,638/mo
Down payment (20%)
$105,000
Property taxes
$502/mo
HOA
$1,620/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
9,261 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
17
Ceiling Fans(s)
High Ceilings
Rv Hookup
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Pool
Built-in Oven
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$6,027
Parcel #
25-27-06-298367-002510

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
MT Olive Shores North Add 02
County
Polk
MLS Area
33868 - Polk City
Lot Size
9,261 sqft
HOA
$1,620/yr
Mosaic Services

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #L4965265
$525,000
$244/sqft

Neighborhood

396 Cruisers Dr
Polk City, FL, 33868 · 33868 - Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $525,000
$520,000 – $525,000
98.6% – 100% of listTops out right at the list price
80% of listList price
43 of the last 85 home closings in 33868 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 17.

Sample: 85 closed home sales in 33868 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,638/mo
Principal & interest$2,738
Property taxes$502
Insurance$263
HOA$135
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$525,000

$244 per sq ft

Beds and baths

2 beds, 3 baths

Size

2,156 sq ft

Time on market

17 days

Year built

2007

Monthly payment

About $3,638/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,027 annual tax bill, insurance, and the $1,620/yr HOA fee.

HOA fee

$1,620/yr

Managed by Mosaic Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byMOSN REALTYListing agent: Patricia ToogoodListing data from Stellar MLS, MLS# L4965265.

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