27450 San Marco Dr, photo 1
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Overview

4 bd3 ba3,407 sqft3 car garageSingle Family
TypeSingle Family
HOA$20/yr
Built1964
Lot12,203 sqft
Living area3,407 sqft
Price / sqft$216
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface Counters

27450 San Marco Dr is a 1964-built home in Hrbr Heights, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,407 square feet of living space. Listed at $736,000 (about $216/sqft), 249 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $20 annually.

From the listing

MOVE-IN READY WATERFRONT OASIS WITH MAJOR UPDATES, POOL, SPA & BOATING ACCESS! The price has dropped and the clock is ticking! Enjoy the character of Old Florida waterfront living without sacrificing the updates and conveniences buyers want today. This distinctive 4-bedroom, 3-bath pool home with a 3-car garage offers more than 3,400 square feet of flexible living space, a private dock, and boating access through Whidden Bay to the Peace River and Charlotte Harbor. Even better, many of the home's major systems and big-ticket improvements have already been completed, offering exceptional peace of mind for the next owner. Recent updates include a 2022 roof, 2024 HVAC, 2024 pool pump, 2025 water heater, 2025 kitchen appliances, impact windows and sliders, 2025 epoxy garage flooring, kitchen reverse-osmosis system, and connection to city water. The washer was replaced in 2024 and dryer in 2022, making this a home you can move into and start enjoying from day one. Inside, classic Florida character blends with spacious, functional living. A covered tiled front porch welcomes you into a home featuring refurbished terrazzo flooring, a wood-burning fireplace with a custom driftwood-inspired hearth, built-in shelving, and generous open areas for dining and entertaining. The waterside Florida room features tile flooring and French doors, while impact sliders open to the covered, screened lanai overlooking the saltwater pool and spa—creating an inviting indoor/outdoor setting for entertaining or relaxing after a day on the water. The versatile bedroom layout provides plenty of room for family and guests. Three bedrooms are located on the main level, including a fourth bedroom with its own private full bath—an excellent option for guests, extended family, or multigenerational living. Upstairs, the private primary suite addition creates a true owner's retreat with a spacious ensuite bath, walk-in closet, bonus room ideal for a home office, fitness room or studio, a private balcony, and even its own dedicated washer and dryer. A second laundry area is conveniently located on the main level. For boaters and outdoor enthusiasts, the waterfront location is the star. Launch from your private dock and make your way through Whidden Bay to the Peace River and Charlotte Harbor, with boating, fishing, kayaking and some of Southwest Florida's best waterfront recreation right outside your door. With its combination of substantial recent improvements, impact protection, updated major systems, generous living space, private pool and spa, 3-car garage, private dock, and boating access, this home offers something increasingly difficult to find: authentic Florida waterfront character that's already been updated and is ready to enjoy. The big projects have been done. Bring your boat, unpack your bags, and start living the Southwest Florida waterfront lifestyle.

The essentials

Built
1964
Price / sqft
$216
On market
249 days
Annual tax
$1,248
HOA
$20/yr
Flood zone
AE
Lot
12,203 sqft
Type
Single Family Residence

At a glance

Single family
Built 1964
Waterfront
Canal - Brackish
Private pool
Gunite
3 car garage
Driveway
0.28 acres
Lot size

Payment

Est. monthly payment
$4,313/mo
Down payment (20%)
$147,200
Property taxes
$104/mo
HOA
$20/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1964
Lot
12,203 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level, Workshop in Garage
Pool
Gunite, In Ground, Salt Water, Screen Enclosure
Waterfront
Canal - Brackish
Days on Market
249
Built-in Features
Ceiling Fans(s)
Crown Molding
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
French Doors
Private Mailbox
Private Yard
Rain Gutters
Sliding Doors
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Kitchen Reverse Osmosis System
Microwave
Range Hood
Refrigerator
Washer
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,248
Parcel #
402315230001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hrbr Heights
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
12,203 sqft
ClearedCorner LotFlood Insurance RequiredFloodZoneIn CountyLandscapedNear MarinaPrivatePaved
HOA
$20/yr
Karen Pike

Price history

Date
Event
Price
8/14/2026
Price change
Source: Stellar MLS #N6142794
$736,000-0.1%
$216/sqft
-
Price change
Source: Stellar MLS #N6142794
$737,000-1.7%
$216/sqft
2/3/2026
Listed for sale
Source: Stellar MLS #N6142794
$749,900
$220/sqft

Neighborhood

27450 San Marco Dr
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $736,000
$715,000 – $736,000
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 249 after a $13,900 cut.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,312/mo
Principal & interest$3,839
Property taxes$104
Insurance$368
HOA$2
Down payment20% · $147,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$736,000

$216 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,407 sq ft

Time on market

249 days

Year built

1964

Monthly payment

About $4,313/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,248 annual tax bill, insurance, and the $20/yr HOA fee.

HOA fee

$20/yr

Managed by Karen Pike.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Mellisa HamiltonListing data from Stellar MLS, MLS# N6142794.

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